Terveystalo Oy Ord (TTALF) Q2 2025 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:06.057 forecasted in our plan was in occupational health, and that's specifically 00:00:06.057 -- 00:00:11.383 in the buying behavior, lower buying activities in our existing 00:00:11.383 -- 00:00:16.328 customers than we saw during Q1. 00:00:16.328 -- 00:00:22.013 That's partly seasonal, partly it's due to the pressure on different companies 00:00:22.013 -- 00:00:27.119 with their own finances, and we are taking action on that 00:00:27.119 -- 00:00:32.186 front. that's going to be high focus going forward after summer break during 00:00:32.186 -- 00:00:33.689 H2. 00:00:33.689 -- 00:00:39.678 But all in all, looking at the revenue picture and market opportunities, 00:00:39.678 -- 00:00:43.383 there's, as I said, ample opportunities to grow. 00:00:43.383 -- 00:00:48.732 This will be further supported by a 00:00:48.732 -- 00:00:51.957 fairly active M&A 00:00:51.957 -- 00:00:56.621 market, where we are also taking action. 00:00:57.035 -- 00:00:59.358 Kela65, it's 00:00:59.358 -- 00:01:04.663 an exciting new model. We have, of course, as a backbone public system 00:01:04.663 -- 00:01:10.209 in Finland, we have mature occupational health care and 00:01:10.209 -- 00:01:12.171 insurance 00:01:12.171 -- 00:01:17.958 market. But to make sure that there's access to services 00:01:17.958 -- 00:01:21.201 for all of the segments, new innovation 00:01:21.201 -- 00:01:25.486 is needed, and Kela65 is a positive model. 00:01:25.486 -- 00:01:31.155 a positive push to improve access to care for 00:01:31.155 -- 00:01:36.383 people who typically fall out from workforce and fall 00:01:36.383 -- 00:01:39.769 out from occupational health care services. 00:01:39.769 -- 00:01:42.052 Under this scheme, 00:01:42.052 -- 00:01:46.179 citizens over 65 can use private s...