Donovan Tarnas
President and CEO
Replay available
Provident Financial Holdings, Inc. (NASDAQ: PROV) Q3 2025 earnings conference call, held 2025-04-29. Replay captured from the company's public earnings webcast.

President and CEO
Analyst, Janney
Analyst, Piper Sandler
Watch the replay and follow the connected company analysis, news, and investor updates for Provident Financial Holdings, Inc..
WEBVTT 00:00:00.000 -- 00:00:05.260 Hello and thank you for standing by. My name is Lacey and I will be your conference facilitator 00:00:05.260 -- 00:00:07.080 today. 00:00:07.080 -- 00:00:12.200 At this time I would like to welcome everyone to the Provident Financial Holdings 00:00:12.200 -- 00:00:16.680 third quarter of fiscal 2025 earnings call. 00:00:16.680 -- 00:00:20.300 All lines have been placed on mute to prevent any background noise. 00:00:20.300 -- 00:00:24.800 After the speaker's remarks there will be a question and answer session. 00:00:24.800 -- 00:00:29.380 If you would like to ask a question during this time simply press star followed by the 00:00:29.380 -- 00:00:34.120 number one on your telephone keypad. If you would like to withdraw your question press 00:00:34.120 -- 00:00:36.260 star one again. 00:00:36.260 -- 00:00:41.300 Thank you. I would now like to turn the call over to Donovan Tarnas, President and 00:00:41.300 -- 00:00:44.780 CEO. Please go ahead. 00:00:45.120 -- 00:00:50.220 Thank you Lacey. Good morning. This is Donovan Tarnas, President and 00:00:50.220 -- 00:00:55.260 CEO of Provident Financial Holdings. Before we begin I have a brief 00:00:55.260 -- 00:01:00.780 administrative item to address. Our presentation today discusses the company's 00:01:00.780 -- 00:01:04.920 business outlook and will include forward-looking statements. 00:01:04.920 -- 00:01:10.280 Those statements include descriptions of management's plans, objectives or goals for 00:01:10.280 -- 00:01:14.120 future operations, products or services, 00:01:14.120 -- 00:01:18.980 forecasts of financial or other performance measures and statements about the company's 00:01:18.980 -- 00:01:23.420 general outlook for economic and business conditions. 00:01:23.420 -- 00:01:28.660...