Donovan Ternes
President and CEO, Provident Financial Holdings
Replay available
Provident Financial Holdings, Inc. (PROV) Q2 2026 Earnings Call
Provident Financial Holdings, Inc. (NASDAQ: PROV) Q2 2026 earnings conference call, held 2026-01-28. Replay captured from the company's public earnings webcast.
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Replay transcript excerpt
WEBVTT 00:00:00.031 -- 00:00:02.655 Ladies and gentlemen, thank you for standing by. 00:00:02.655 -- 00:00:06.080 My name is Colby, and I'll be your conference operator today. 00:00:06.080 -- 00:00:10.346 At this time, I'd like to welcome you to the Providence Financial Holdings second quarter 00:00:10.346 -- 00:00:15.614 of fiscal 2026 earnings call. All lines have been placed on mute to prevent any background 00:00:15.614 -- 00:00:20.300 noise, and after the speaker's remarks, there will be a question and answer session. 00:00:20.300 -- 00:00:24.066 If you'd like to ask a question at that time, please press star then the number one on 00:00:24.066 -- 00:00:27.691 your telephone keypad to raise your hand and enter the queue. 00:00:27.691 -- 00:00:33.649 If you'd like to withdraw your question at any time, Simply press star 1 again. 00:00:33.649 -- 00:00:38.395 I will now turn the call over to Donovan Ternes, President and CEO. 00:00:38.395 -- 00:00:40.398 You may begin. 00:00:40.398 -- 00:00:45.544 Thank you, Colby. Good morning. This is Donovan Ternes, President and 00:00:45.544 -- 00:00:50.931 CEO of Provident Financial Holdings, and on the call with me is 00:00:50.931 -- 00:00:56.138 Peter Phan, our Senior Vice President and Chief Financial Officer. 00:00:56.138 -- 00:01:00.646 Before we begin, I have a brief administrative item to address. 00:01:00.646 -- 00:01:06.193 Our presentation today discusses the company's business outlook and will include 00:01:06.193 -- 00:01:12.101 forward-looking statements. Those statements include descriptions of management's plans, 00:01:12.101 -- 00:01:17.167 objectives or goals for future operations, products or services, 00:01:17.167 -- 00:01:22.233 forecasts of financial or other performance measures, and statements about the ...