Donovan Turnis
President and CEO, Provident Financial Holdings
Replay available
Provident Financial Holdings, Inc. (PROV) Q3 2026 Earnings Call
Provident Financial Holdings, Inc. (NASDAQ: PROV) Q3 2026 earnings conference call, held 2026-04-29. Replay captured from the company's public earnings webcast.
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Replay transcript excerpt
WEBVTT 00:00:01.769 -- 00:00:05.415 Thank you for standing by. My name is Kayla, and I will be your conference operator today. 00:00:05.415 -- 00:00:10.563 At this time, I'd like to welcome everyone to the Providence Financial Holdings 00:00:10.563 -- 00:00:14.510 third quarter of fiscal 2026 earnings call. 00:00:14.510 -- 00:00:18.356 All lines been placed on mute to prevent any background noise. 00:00:18.356 -- 00:00:21.361 After the speaker's remarks, there will be a question and answer session. 00:00:21.361 -- 00:00:26.009 If you'd like to ask a question during this time, simply press star, followed by the 00:00:26.009 -- 00:00:30.480 number one on your telephone keypad. If you'd like to withdraw your question, again, 00:00:30.480 -- 00:00:35.786 press the star and 1. I would now like to turn the call over to Donovan Turnis. 00:00:35.786 -- 00:00:38.129 You may begin. 00:00:38.129 -- 00:00:43.255 Thank you, Kayla. Good morning. This is Donovan Turnis, President and CEO 00:00:43.255 -- 00:00:48.701 of Provident Financial Holdings. And on the call with me is Peter Phan, 00:00:48.701 -- 00:00:52.526 our Senior Vice President and Chief Financial Officer. 00:00:52.526 -- 00:00:57.068 Before we begin, I have a brief administrative item to address. 00:00:57.068 -- 00:01:02.194 Our presentation today discusses the company's business outlook and will include 00:01:02.194 -- 00:01:07.199 forward-looking statements. Those statements include descriptions of management's 00:01:07.199 -- 00:01:12.345 plans, objectives or goals for future operations, products 00:01:12.345 -- 00:01:17.450 or services, forecasts of financial or other performance measures, and 00:01:17.450 -- 00:01:22.115 statements about the company's general outlook for interest rates, economic and business 00:0...