Donavon Ternes
President and CEO, Provident Financial Holdings
Replay available
Provident Financial Holdings, Inc. (PROV) Q4 2026 Earnings Call
Provident Financial Holdings, Inc. (NASDAQ: PROV) Q4 2026 earnings conference call, held 2026-07-30. Replay captured from the company's public earnings webcast.
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Replay transcript excerpt
WEBVTT 00:00:00.031 -- 00:00:04.036 Hello, and thank you for standing by. My name is Lacey, and I will be your conference 00:00:04.036 -- 00:00:09.503 operator today. At this time, I would like to welcome everyone to the Provident Financial 00:00:09.503 -- 00:00:13.929 Holdings fourth quarter and fiscal 2026 earnings call. 00:00:13.929 -- 00:00:17.493 Our lines have been placed on you to prevent any background noise. 00:00:17.493 -- 00:00:21.236 After the conference call... After the speaker's remarks, there will be a question and 00:00:21.236 -- 00:00:25.797 answer session. If you would like to ask a question during this time, simply press star 00:00:25.797 -- 00:00:28.738 followed by the number one on your telephone keypad. 00:00:28.738 -- 00:00:32.100 If you would like to withdraw your question, press star one again. 00:00:32.100 -- 00:00:35.421 Thank you. I would now like to turn the call over to Donavon Ternes. 00:00:35.421 -- 00:00:37.582 Please go ahead. 00:00:37.582 -- 00:00:42.863 Thank you, Lacey. Good morning. This is Donavon Ternes, President and CEO 00:00:42.863 -- 00:00:48.015 of Provident Financial Holdings. and on the call with me is Peter Fan, our Senior 00:00:48.015 -- 00:00:51.057 Vice President and Chief Financial Officer. 00:00:51.057 -- 00:00:55.460 Before we begin, I have a brief administrative item to address. 00:00:55.460 -- 00:01:01.224 Our presentation today discusses the company's business outlook and will include forward-looking 00:01:01.224 -- 00:01:06.528 statements. Those statements include description of management's plans, objectives, 00:01:06.528 -- 00:01:11.711 or goals for future operations, products or services, forecasts 00:01:11.711 -- 00:01:16.698 of financial or other performance measures, and statements about the company's g...