PROG Holdings, Inc. (PRG) Q1 2025 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:04.676 Good day, and thank you for standing by. Welcome to the Prague Holdings First Quarter 00:00:04.676 -- 00:00:10.121 2025 Earnings Conference Call. At this time, all participants are in listening mode. 00:00:10.121 -- 00:00:13.565 After the speaker's presentation, there will be a question and answer session. 00:00:13.565 -- 00:00:18.309 To ask a question during the session, you will need to press star 11 on your telephone. 00:00:18.309 -- 00:00:21.552 You will then hear an automated message advising your hand is raised. 00:00:21.552 -- 00:00:23.755 To withdraw your question, please press star 11 again. 00:00:23.755 -- 00:00:27.875 Please be advised that today's conference is being recorded. 00:00:27.875 -- 00:00:31.419 I would now like to hand the conference over to your speaker today, John Baugh, Vice 00:00:31.419 -- 00:00:35.542 President of Investor Relations. Please go ahead. 00:00:36.265 -- 00:00:41.571 Thank you, and good morning, everyone. Welcome to the Prague Holdings first quarter 2025 00:00:41.571 -- 00:00:43.754 earnings call. 00:00:43.754 -- 00:00:48.199 Joining me this morning are Steve Michaels, Prague Holdings President and Chief Executive 00:00:48.199 -- 00:00:53.583 Officer, and Brian Garner, our Chief Financial Officer. 00:00:53.625 -- 00:00:58.199 Many of you have already seen a copy of our earnings release issued this morning. 00:00:58.199 -- 00:01:03.784 which is available on our investor relations website, investor.progholdings.com. 00:01:07.393 -- 00:01:12.700 During this call, certain statements we make will be forward-looking, including 00:01:12.700 -- 00:01:18.128 comments regarding our revised 2025 full year outlook 00:01:18.128 -- 00:01:24.458 and our guidance for the second quarter of 2025, the health of...