PROG Holdings, Inc. (PRG) Q4 2025 Earnings Call

Investor webinar replay

Replay transcript excerpt

good day and thank you for standing by welcome to the prog holdings q4 earnings conference call at this time all participants are in a listen only mode after the speaker's presentation there will be a question and answer session to ask a question during the session you will need to press star 1 1 on your telephone you will then hear an automated message advising that your hand is raised to withdraw your question please press star 1 1 again please be advised that today's conference is being recorded I would now like to hand the conference over to your first speaker today, John Ball, Vice President of Investor Relations. Please go ahead. Thank you, and good morning, everyone. Welcome to the Prague Holdings fourth quarter 2025 earnings call. Joining me this morning are Steve Michaels, Prague Holdings President and Chief Executive Officer, and Brian Garner, our Chief Financial Officer. Many of you have already seen a copy of our earnings release issued this morning. which is available on our investor relations website, investor.progholdings.com. During this call, certain statements we make will be forward looking, including comments regarding our 2026 full year outlook and our outlook for the first quarter of 2026. Listeners are cautioned not to place undue emphasis on forward looking statements we make today. all of which are subject to risks and uncertainties which could cause actual results that differ materially from those contained in the forward-looking statements. We undertake no obligation to update any such statements. On today's call, we will be referring to certain non-GAAP financial measures, including adjusted EBITDA and non-GAAP EPS, which have been adjusted for certain items which may affect the comparability of our performance with other companies. These ...