PROG Holdings, Inc. (PRG) Q1 2026 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:05.361 Good day and thank you for standing by. Welcome to the Prague Holdings Q1 Earnings Conference 00:00:05.361 -- 00:00:10.030 Call. At this time, all participants are in listen-only mode. 00:00:10.030 -- 00:00:12.976 At this speaker's presentation, there will be a question and answer session. 00:00:12.976 -- 00:00:17.865 To ask a question during the session, you will need to press star 11 on your telephone. 00:00:17.865 -- 00:00:20.888 You will then hear an automated message advising your hand is raised. 00:00:20.888 -- 00:00:24.073 To withdraw your question, please press star 11 again. 00:00:24.073 -- 00:00:26.136 Please do advise that today's conference be recorded. 00:00:26.136 -- 00:00:30.061 I would like to hand the conference over to your first speaker today, John Ball, Vice 00:00:30.061 -- 00:00:33.643 President of Investor Relations. Please go ahead. 00:00:34.808 -- 00:00:39.455 Thank you, and good morning, everyone. Welcome to the Prague Holdings First Quarter 2026 00:00:39.455 -- 00:00:44.502 earnings call. Joining me this morning are Steve Michaels, Prague 00:00:44.502 -- 00:00:49.749 Holdings President and Chief Executive Officer, and Brian Garner, our Chief Financial 00:00:49.749 -- 00:00:51.749 Officer. 00:00:51.854 -- 00:00:56.219 Many of you have already seen a copy of our earnings release issued this morning, which 00:00:56.219 -- 00:01:01.784 is available on our investor relations website, investor.progholdings.com. 00:01:04.469 -- 00:01:09.315 During this call, certain statements we make will be forward-looking, including comments 00:01:09.315 -- 00:01:12.059 regarding our revised 2026 00:01:12.059 -- 00:01:18.144 full-year outlook and our outlook for the second quarter of 2026. 00:01:19.158 -- 00:01:23.925 Listener...