PROG Holdings, Inc. (PRG) Q2 2026 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:05.996 Hello, and welcome to Prague Holdings' second quarter 2026 earnings conference call. 00:00:05.996 -- 00:00:09.378 At this time, all participants are in a listen-only mode. 00:00:09.378 -- 00:00:13.761 After the speaker's presentation, there will be a question and answer session. 00:00:13.761 -- 00:00:19.025 To ask the question during the session, you will need to press star 1-1 on your telephone. 00:00:19.025 -- 00:00:23.329 You will then hear an automated message advising your hand is raised. 00:00:23.329 -- 00:00:27.614 To withdraw your question, please press star 1-1 again. 00:00:27.614 -- 00:00:30.455 I would now like to hand the conference over to John Baugh. 00:00:30.455 -- 00:00:33.195 Sir, you may begin. 00:00:34.117 -- 00:00:39.799 Thank you, and good morning, everyone. Welcome to the Prague Holdings second quarter 00:00:39.799 -- 00:00:44.981 2026 earnings call. Joining me this morning are Steve Michaels, Prague 00:00:44.981 -- 00:00:50.683 Holdings chairman, president, and chief executive officer, and Brian Garner, 00:00:50.683 -- 00:00:53.664 our chief financial officer. 00:00:53.703 -- 00:00:58.507 Many of you have already seen a copy of our earnings release issued this morning, which 00:00:58.507 -- 00:01:03.830 is available on our investor relations website, investor.progholdings.com. 00:01:06.454 -- 00:01:10.798 During this call, certain statements we make will be forward-looking, 00:01:10.798 -- 00:01:16.023 including comments regarding our 2026 full-year outlook and our outlook 00:01:16.023 -- 00:01:19.364 for the third quarter of 2026. 00:01:19.983 -- 00:01:24.705 Listeners are cautioned not to place undue emphasis on forward-looking statements we 00:01:24.705 -- 00:01:30.208 make today, all of which are subject ...