Primis Financial Corp. (FRST) Q1 2025 Earnings Call

Investor webinar replay

Replay transcript excerpt

I would like to welcome everyone to the Premise Financial Corporation first quarter earnings call. All lines have been placed on mute to prevent any background noise. And after the speaker's remarks, we will have a question and answer session. If you would like to ask a question during that time, simply press star followed by the number one on your telephone keypad. If at any point you would like to withdraw your question, just press star followed by the number one again. With that, I am pleased to turn the call over to Matt Switzer, Chief Financial Officer. Matt, you may now begin. Thank you. Good morning. Thank you for joining us. Before we begin, please note that many of our comments during this call will be forward-looking statements, which involve risk and uncertainty. There are many factors that could cause actual results to differ materially from the anticipated results or other expectations expressed in the forward-looking statements. Further discussion of the company's risk factors and other important information regarding our forward-looking statements are part of our recent filings with the Securities and Exchange Commission, including our recently filed earnings release, which has also been posted to the investor relations section of our corporate site, premisebank.com. We undertake no obligation to update or revise forward-looking statements to reflect change assumptions, the occurrence of unanticipated events, or changes to future operating results over time. In addition, some of the financial measures that we may discuss this morning are non-GAAP financial measures. How a non-GAAP measure relates to the most comparable GAAP measure will be discussed when the non-GAAP measure is used, if not readily apparent. I will now turn the call over to our Preside...