Primis Financial Corp. (FRST) Q1 2026 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:04.358 ladies and gentlemen thank you for standing by my name is colby and i'll be your conference 00:00:04.358 -- 00:00:09.566 operator today at this time i would like to welcome you to the premise financial 00:00:09.566 -- 00:00:14.594 court first quarter earnings call all lines have been placed on mute to prevent any background 00:00:14.594 -- 00:00:19.541 noise and after the speakers remarks we will conduct a question and answer session if 00:00:19.541 -- 00:00:23.828 you'd like to ask a question at that time please press star then the number one on your 00:00:23.828 -- 00:00:27.980 telephone keypad to raise your hand and enter the queue If you'd like to withdraw your 00:00:27.980 -- 00:00:30.945 question at any time, you can press star 1 again. 00:00:30.945 -- 00:00:35.593 I will now turn the call over to Matthew Switzer. 00:00:35.593 -- 00:00:37.874 You may begin. 00:00:38.238 -- 00:00:41.984 Matthew Switzer Good morning, and thank you for joining us for Permanent Financial Corp's 00:00:41.984 -- 00:00:45.971 2026 First Quarter Webcast and Conference Call. 00:00:45.971 -- 00:00:49.598 Before we begin, please note that many of our comments during this call will be forward-looking 00:00:49.598 -- 00:00:52.428 statements, which involve risk and uncertainty. 00:00:52.428 -- 00:00:56.472 There are many factors that can cause actual results to differ materially from the anticipated 00:00:56.472 -- 00:01:00.656 results for other expectations expressed in the forward-looking statements. 00:01:00.656 -- 00:01:04.199 Further discussion of the company's risk factors and other important information regarding 00:01:04.199 -- 00:01:08.043 our forward-looking statements are part of our recent filings with the Securities and 00:01:08.043 -- 00:01:1...