Primis Financial Corp. (FRST) Q3 2025 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:01.793 Ladies and gentlemen, thank you for standing by. 00:00:01.793 -- 00:00:04.677 My name is Abby and I'll be your conference operator today. 00:00:04.677 -- 00:00:09.985 At this time, I would like to welcome everyone to the Permiss Financial Corp third quarter 00:00:09.985 -- 00:00:11.827 earnings call. 00:00:11.827 -- 00:00:16.053 All lines have been placed on mute to prevent any background noise. 00:00:16.053 -- 00:00:18.837 After the speaker's remarks, there will be a question and answer session. 00:00:18.837 -- 00:00:23.404 If you would like to ask a question during that time, simply press star followed by the 00:00:23.404 -- 00:00:28.150 number one on your telephone keypad. If you would like to withdraw your question, press 00:00:28.150 -- 00:00:30.946 star one a second time. 00:00:30.946 -- 00:00:35.832 Thank you, and I would now like to turn the conference over to Matt Switzer, Chief Financial 00:00:35.832 -- 00:00:38.873 Officer. You may begin. 00:00:39.016 -- 00:00:44.223 Good morning, and thank you for joining us for Premise Financial Corp's 2025 Third Quarter 00:00:44.223 -- 00:00:48.788 Webcast and Conference Call. Before we begin, please note that many of our comments during 00:00:48.788 -- 00:00:52.633 this call will be forward-looking statements, which involve risk and uncertainty. 00:00:52.633 -- 00:00:56.578 There are many factors that could cause actual results to differ materially from the 00:00:56.578 -- 00:01:01.321 anticipated results or other expectations expressed in the forward-looking statements. 00:01:01.321 -- 00:01:04.865 Further discussion of the company's risk factors and other important information regarding 00:01:04.865 -- 00:01:08.268 our forward-looking statements are part of our recent filings with ...