Popular, Inc. (BPOP) Q1 2025 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:02.173 Good morning, and thank you for joining us. 00:00:02.173 -- 00:00:07.017 With us on the call today is our CEO, Ignacio Alvarez, our President and COO, Javier 00:00:07.017 -- 00:00:12.883 Ferrer, our CFO, Jorge Garcia, and our CRO, Lidio Soriano. 00:00:12.883 -- 00:00:16.526 They'll review our results for the first quarter and then answer your questions. 00:00:16.526 -- 00:00:20.350 Other members of our management team will also be available during the Q&A session. 00:00:20.350 -- 00:00:24.694 Before we begin, I would like to remind you that during today's call, we may make forward-looking 00:00:24.694 -- 00:00:29.750 statements regarding Popular, such as projections of revenue, earnings, credit quality, 00:00:29.750 -- 00:00:34.817 expenses, taxes, and capital structure, as well as statements regarding Popular's 00:00:34.817 -- 00:00:39.143 plans and objectives. These statements are based on management's current expectations 00:00:39.143 -- 00:00:41.626 and are subject to risks and uncertainties. 00:00:41.626 -- 00:00:45.211 Factors that could cause actual results to differ materially from these forward-looking 00:00:45.211 -- 00:00:49.577 statements are set forth within today's earnings release and our SEC filings. 00:00:49.577 -- 00:00:55.005 You may find today's press release and our SEC filings on our webpage at popular.com. 00:00:55.005 -- 00:00:58.385 I will now turn the call over to our CEO, Ignacio Alvarez. 00:00:58.385 -- 00:01:03.589 Thank you, Paul. Good morning to all. Before I begin, I'd like to apologize. 00:01:03.589 -- 00:01:07.353 I'm probably hearing my voice. I'm not feeling 100% today. 00:01:07.353 -- 00:01:11.856 I'm a bit out of the weather. So I've asked Javier to cover the business highlights. 00:01:11.856 -...