Popular, Inc. (BPOP) Q2 2025 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:05.337 With us on the call today is our President and CEO, Javier Ferrer, our CFO, Jorge Garcia, 00:00:05.337 -- 00:00:09.903 and our CRO, Lidio Soriano. They will review our results for the second quarter and then 00:00:09.903 -- 00:00:13.607 answer your questions. Other members of our management team will also be available during 00:00:13.607 -- 00:00:17.812 the Q&A session. Before we begin, I would like to remind you that during today's call, 00:00:17.812 -- 00:00:22.338 we may make forward-looking statements regarding Popular, such as projections of revenue, 00:00:22.338 -- 00:00:27.684 earnings, credit quality, expenses, taxes, and capital structure, as well as statements 00:00:27.684 -- 00:00:31.587 regarding Popular's plans and objectives. These statements are based on management's 00:00:31.587 -- 00:00:35.051 current expectations and are subject to risks and uncertainties. 00:00:35.051 -- 00:00:38.635 Factors that could cause actual results to differ materially from these forward-looking 00:00:38.635 -- 00:00:43.141 statements are set forth within today's earnings release and our SEC filings. 00:00:43.141 -- 00:00:48.467 You may find today's press release and our SEC filings on our webpage at popular.com. 00:00:48.467 -- 00:00:52.852 I will now turn the call over to our president and CEO, Javier Ferrer. 00:00:52.852 -- 00:00:54.694 Thank you, Paul. 00:00:54.694 -- 00:01:00.528 Good morning, everybody. I'm happy to be here with you in my first earnings call as CEO. 00:01:00.528 -- 00:01:06.035 I'd like to take a moment to recognize the impact that my predecessor, Ignacio Alvarez, 00:01:06.035 -- 00:01:09.219 had on this company during his tenure, 00:01:09.219 -- 00:01:11.662 as well as on me as a colleague and a friend. 00:01:11.66...