Popular, Inc. (BPOP) Q3 2025 Earnings Call

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Replay transcript excerpt

WEBVTT 00:00:00.031 -- 00:00:02.992 Good morning 00:00:03.175 -- 00:00:06.200 and thank you for joining 00:00:06.200 -- 00:00:08.984 us. With us on the call today 00:00:08.984 -- 00:00:12.609 is our President and CEO, 00:00:12.609 -- 00:00:14.609 Javier 00:00:15.934 -- 00:00:17.736 Ferrer, 00:00:17.736 -- 00:00:21.098 our CFO, 00:00:21.762 -- 00:00:23.762 Jorge 00:00:24.306 -- 00:00:26.306 Garcia, 00:00:28.972 -- 00:00:33.557 and our CRO, Lidio Soriano. They will review our results for the third quarter and then 00:00:33.557 -- 00:00:37.382 answer your questions. Other members of our management team will also be available during 00:00:37.382 -- 00:00:41.727 the Q&A session. Before we begin, I would like to remind you that during today's call, 00:00:41.727 -- 00:00:46.112 we may make forward-looking statements regarding POPULAR, such as projections of revenue, 00:00:46.112 -- 00:00:51.118 earnings, credit quality, expenses, taxes, and capital structure, as well 00:00:51.118 -- 00:00:54.042 as statements regarding POPULAR's plans and objectives. 00:00:54.042 -- 00:00:57.606 These statements are based on management's current expectations and are subject to risks 00:00:57.606 -- 00:01:01.901 and uncertainties. Factors that can cause actual results to differ materially from these 00:01:01.901 -- 00:01:06.306 forward-looking statements are set forth within today's earnings release and our SEC 00:01:06.306 -- 00:01:12.653 filings. You may find today's press release and our SEC filings on our webpage at popular.com. 00:01:12.653 -- 00:01:16.757 I now turn the call over to our President and CEO, Javier Ferrer. 00:01:16.757 -- 00:01:19.440 Thank you, Paul, and good morning, everyone. 00:01:19.440 -- 00:01:24.205 Starting on slide three, we share a few highlights that reflect o...