OppFi Inc. (OPFI) Q2 2026 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:06.076 Good afternoon and welcome to OPFI's second quarter 2026 earnings conference call. 00:00:06.076 -- 00:00:09.059 As a reminder, this conference is being recorded. 00:00:09.059 -- 00:00:11.781 I am pleased to introduce your host, Jared Polak. 00:00:11.781 -- 00:00:12.482 You may begin. 00:00:12.482 -- 00:00:14.424 Thank 00:00:14.424 -- 00:00:19.919 you, operator. Good afternoon and welcome to OPFI's second quarter 2026 earnings call. 00:00:19.919 -- 00:00:25.221 Today, our Executive Chairman and CEO Todd Schwartz and CFO Pam Johnson 00:00:25.221 -- 00:00:29.482 will present our financial results, followed by a question and answer session. 00:00:29.482 -- 00:00:34.543 You can access the earnings presentation on our website at investors.opfi.com. 00:00:36.564 -- 00:00:41.171 During this call, OpFi may discuss certain forward-looking information. 00:00:41.171 -- 00:00:45.633 The company's filings with the SEC describe factors that could cause actual results, 00:00:45.633 -- 00:00:51.056 developments, and business decisions to differ materially from forward-looking statements. 00:00:51.056 -- 00:00:55.058 Please refer to slide two of the earnings presentation and press release for our disclaimer 00:00:55.058 -- 00:01:00.440 statement covering forward-looking statements and references to information about non-GAAP 00:01:00.440 -- 00:01:04.931 financial measures, which will be discussed throughout today's call. 00:01:04.931 -- 00:01:09.875 Reconciliations of those measures to GAAP measures can be found in the appendix to our 00:01:09.875 -- 00:01:13.256 earnings presentation and press release. 00:01:13.438 -- 00:01:18.222 In addition, certain important information related to the BMCC transaction is included 00:01:18.222 -- 00:01:24.948 in ...