OppFi Inc. (OPFI) Q2 2025 Earnings Call

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WEBVTT 00:00:00.000 -- 00:00:05.680 And welcome to OPFIC's second quarter of 2025 earning conference call. 00:00:05.680 -- 00:00:08.500 All participants are in a listen-only mode. 00:00:08.500 -- 00:00:11.940 As a reminder, this conference call is being recorded. 00:00:11.940 -- 00:00:16.440 Following the presentation, a question and answer session will be held. 00:00:16.440 -- 00:00:20.900 For those listening by dial in, you will be prompted to enter the queue after the prepared 00:00:20.900 -- 00:00:26.000 remarks. I am pleased to introduce your host, Mike Gallentine, head of investor 00:00:26.000 -- 00:00:29.060 relations. You may begin. 00:00:30.500 -- 00:00:36.080 Thank you, operator. Good morning and welcome to OPFIC's second quarter 2025 00:00:36.080 -- 00:00:41.080 earnings call. Today, our executive chairman and CEO, Todd 00:00:41.080 -- 00:00:46.340 Schwartz, and CFO, Pam Johnson, will present our financial results followed 00:00:46.340 -- 00:00:51.880 by a question and answer session. You can access the earnings presentation on 00:00:51.880 -- 00:00:55.320 our website at .opfi.com. 00:00:56.880 -- 00:01:02.440 During this call, OPFIC may discuss certain forward-looking information. 00:01:02.440 -- 00:01:07.960 The company's filings with the SEC describe essential factors that can cause actual results, 00:01:07.960 -- 00:01:13.940 development, and business decisions to differ materially from forward-looking statements. 00:01:13.940 -- 00:01:18.440 Please refer to slide two of the earnings presentation and press release for a disclaimer 00:01:18.440 -- 00:01:23.800 statement covering forward-looking statements in references to information about non-GAAP 00:01:23.800 -- 00:01:28.540 financial measures, which will be discussed throughout today's call. 00:01:28...