OppFi Inc. (OPFI) Q2 2025 Earnings Call

Investor webinar replay

Replay transcript excerpt

And welcome to OPFIC's second quarter of 2025 earning conference call. All participants are in a listen-only mode. As a reminder, this conference call is being recorded. Following the presentation, a question and answer session will be held. For those listening by dial in, you will be prompted to enter the queue after the prepared remarks. I am pleased to introduce your host, Mike Gallentine, head of investor relations. You may begin. Thank you, operator. Good morning and welcome to OPFIC's second quarter 2025 earnings call. Today, our executive chairman and CEO, Todd Schwartz, and CFO, Pam Johnson, will present our financial results followed by a question and answer session. You can access the earnings presentation on our website at .opfi.com. During this call, OPFIC may discuss certain forward-looking information. The company's filings with the SEC describe essential factors that can cause actual results, development, and business decisions to differ materially from forward-looking statements. Please refer to slide two of the earnings presentation and press release for a disclaimer statement covering forward-looking statements in references to information about non-GAAP financial measures, which will be discussed throughout today's call. Reconciliation of those measures to GAAP measures can be found in the appendix to our earnings presentation and press release. With that, I'd like to turn the call over to Todd. Thanks, Mike, and good morning, everyone. Thank you for joining us today. After a strong start to 2025, I'm proud to report that the second quarter was a record quarter for OPFI. The business achieved record quarterly revenue, adjusted net income, and operating margin. Our Q2 results reinforce our belief that OPFI is unlocking its full growth potential and ...