OppFi Inc. (OPFI) Q1 2026 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:05.357 Good morning and welcome to OpFi's first quarter 2026 earnings conference call. 00:00:05.357 -- 00:00:07.299 All participants are in a listen-only mode. 00:00:07.299 -- 00:00:11.544 As a reminder, this conference call is being recorded. 00:00:11.544 -- 00:00:15.828 Following management's presentation, a question and answer session will be held. 00:00:15.828 -- 00:00:19.412 For those listening by dialing, you will be prompted to enter the queue after the prepared 00:00:19.412 -- 00:00:25.019 remarks. I am pleased to introduce your host, Mike Gallantyne, Head of Investor Relations. 00:00:25.019 -- 00:00:25.639 You may begin. 00:00:25.639 -- 00:00:27.361 Thank 00:00:27.361 -- 00:00:33.369 you, Operator. Good morning and welcome to OPFI's first quarter 2026 earnings 00:00:33.369 -- 00:00:39.136 call. Today, our executive chairman and CEO Todd Schwartz 00:00:39.136 -- 00:00:44.142 and CFO Pam Johnson will present our financial results, followed 00:00:44.142 -- 00:00:46.906 by a question and answer session. 00:00:46.906 -- 00:00:52.350 You can access the earnings presentation on our website at investors.opfi.com. 00:00:54.295 -- 00:00:59.779 During this call, OPFI may discuss certain forward-looking information. 00:00:59.779 -- 00:01:04.804 The company's filings with the SEC describe essential factors that could cause 00:01:04.804 -- 00:01:09.989 actual results, developments, and business decisions to differ materially 00:01:09.989 -- 00:01:12.451 from forward-looking statements. 00:01:12.451 -- 00:01:18.136 Please refer to slide two of the earnings presentation and press release for our disclaimer 00:01:18.136 -- 00:01:23.541 statement covering forward-looking statements and references to information 00:01:23.541 -- 00:01:29.083 about n...