Replay available

Horizon Bancorp, Inc. (HBNC) Q4 2025 Earnings Call

Horizon Bancorp, Inc. (NASDAQ: HBNC) Q4 2025 earnings conference call, held 2026-01-22. Replay captured from the company's public earnings webcast.

Thu, January 22, 2026 at 8:30 AMendedReplay
Horizon Bancorp, Inc. (HBNC) Q4 2025 Earnings Call

Hosted by

Featured presenters

Mark Secor

Executive Vice President, Chief Administration Officer

Thomas Frame

Chief Executive Officer and President

Lynn Kerber

Executive Vice President and Chief Commercial Banking Officer

John Stewart

Executive Vice President and Chief Financial Officer

Brendan Nosalt

Analyst, Hubby Group

Nathan Race

Analyst, Piper Sandler

Damon Del Monte

Analyst, KBW

Terry McEvoy

Analyst, Stevens

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Replay transcript excerpt

WEBVTT 00:00:01.027 -- 00:00:05.031 Good morning, everyone, and welcome to the Horizon Bancorp, Inc. 00:00:05.031 -- 00:00:11.037 conference call to discuss financial results for the fourth quarter of 2025. 00:00:11.037 -- 00:00:13.760 All participants will be in listen-only mode. 00:00:13.760 -- 00:00:18.244 Should you need assistance, please signal a conference specialist by pressing the star 00:00:18.244 -- 00:00:23.370 key followed by zero. After today's presentation, there will be an opportunity to ask 00:00:23.370 -- 00:00:29.090 questions. To ask a question, you may press star then 1 on your touchtone phone. 00:00:29.090 -- 00:00:32.974 To withdraw your question, please press star then two. 00:00:32.974 -- 00:00:38.739 Now, I will turn the call over to Mark Secor, Executive Vice President, Chief Administration 00:00:38.739 -- 00:00:42.441 Officer, for the opening introduction. 00:00:44.224 -- 00:00:49.129 Good morning, and welcome to our conference call to review the fourth quarter results. 00:00:49.129 -- 00:00:53.232 Please remember that today's call may contain statements that are forward-looking in 00:00:53.232 -- 00:00:58.471 nature. These statements are subject to risks, uncertainty, and other factors 00:00:58.471 -- 00:01:03.158 that could cause actual results to differ materially from those discussed, including 00:01:03.158 -- 00:01:06.723 those factors noted in the slide presentation. 00:01:06.723 -- 00:01:11.890 Additional information about factors that could cause actual results to differ 00:01:11.890 -- 00:01:17.117 materially is contained in Horizon's most recent Form 10-K and its later filings 00:01:17.117 -- 00:01:20.541 with the Securities and Exchange Commission. 00:01:20.541 -- 00:01:25.648 In addition, management may refer to certain non-GAA...