Horizon Bancorp, Inc. (HBNC) Q2 2025 Earnings Call

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WEBVTT NOTE Transcription provided by Deepgram Request Id: 01a04611-eed4-7fe3-a7b8-bddd41dae220 Created: 2026-08-28T01:52:56.980Z Duration: 2278.0864 Channels: 1 00:00:01.120 -- 00:00:03.760 Good morning, everyone, and welcome to the Horizon 00:00:03.760 -- 00:00:06.879 Bancorp, Inc. Conference call to discuss financial results 00:00:06.879 -- 00:00:09.200 for the second quarter of twenty twenty five. 00:00:10.000 -- 00:00:12.160 All participants will be in a listen only 00:00:12.160 -- 00:00:12.400 mode. 00:00:13.134 -- 00:00:15.375 Should you need assistance, please signal a conference 00:00:15.375 -- 00:00:17.615 specialist by pressing the star key followed by 00:00:17.615 -- 00:00:18.255 0. 00:00:19.055 -- 00:00:20.734 After today's presentation, 00:00:20.895 -- 00:00:23.375 there will be an opportunity to ask questions. 00:00:24.175 -- 00:00:26.494 To ask a question, you may press star 00:00:26.494 -- 00:00:28.414 then 1 on your touch tone phone. 00:00:29.100 -- 00:00:31.820 To withdraw your question, please press star then 00:00:31.820 -- 00:00:32.380 2. 00:00:33.740 -- 00:00:35.500 Now I will turn the call over to 00:00:35.500 -- 00:00:39.260 Todd Etzler, Executive Vice President, Corporate Secretary and 00:00:39.260 -- 00:00:41.180 General Counsel for the opening introduction. 00:00:45.055 -- 00:00:47.535 Good morning, and welcome to our second quarter 00:00:47.535 -- 00:00:48.735 conference call. 00:00:48.975 -- 00:00:52.095 Please remember that today's call may contain statements 00:00:52.095 -- 00:00:54.175 that are forward looking in nature. 00:00:54.575 -- 00:00:57.295 These statements are subject to risks, uncertainties, 00:00:57.480 -- 00:01:00.280 and other factors that could cause actual results 00:01:00.280 -- 00:01:03.079 to differ materially from ...