Nathan Race
Analyst, Piper Sandler
Replay available
Horizon Bancorp, Inc. (HBNC) Q3 2025 Earnings Call
Horizon Bancorp, Inc. (NASDAQ: HBNC) Q3 2025 earnings conference call, held 2025-10-23. Replay captured from the company's public earnings webcast.
Hosted by
Featured presenters
Todd Etzler
Executive Vice President, Corporate Secretary and General Counsel
Lynn Kerber
Executive Vice President and Chief Commercial Banking Officer
Brian Martin
Analyst, Janney
John Stewart
Executive Vice President and Chief Financial Officer
Brendan Nozel
Analyst, Hovde Group
Damon Del Monte
Analyst, KBW
Terry McEvoy
Analyst, Stevens
Investor webinar replay
Watch the replay and follow the connected company analysis, news, and investor updates for Horizon Bancorp, Inc..
Replay transcript excerpt
WEBVTT 00:00:00.031 -- 00:00:03.514 Good morning, everyone, and welcome to the Horizon Bancorp, Inc. 00:00:03.514 -- 00:00:08.059 conference call to discuss financial results for the third quarter of 2025. 00:00:08.059 -- 00:00:09.460 All 00:00:09.460 -- 00:00:11.963 participants will be in a listen-only mode. 00:00:11.963 -- 00:00:15.646 Should you need assistance, please signal a conference specialist by pressing the star 00:00:15.646 -- 00:00:18.527 key followed by zero. 00:00:18.709 -- 00:00:22.252 After today's presentation, there will be an opportunity to ask questions. 00:00:22.252 -- 00:00:26.637 To ask a question, you may press star and then one on your touchtone phones. 00:00:26.637 -- 00:00:30.659 To withdraw your questions, you may press star and two. 00:00:30.659 -- 00:00:36.188 At this time, I'd like to turn the floor over to Todd Etzler, Executive Vice President, 00:00:36.188 -- 00:00:41.453 Corporate Secretary, and General Counsel for the opening introduction. 00:00:44.201 -- 00:00:47.827 Good morning and welcome to our third quarter conference call. 00:00:47.827 -- 00:00:51.994 Please remember that today's call may contain statements that are forward-looking in 00:00:51.994 -- 00:00:57.067 nature. These statements are subject to risks, uncertainties, and other factors that 00:00:57.067 -- 00:01:02.114 could cause actual results to differ materially from those discussed, including 00:01:02.114 -- 00:01:05.619 those factors noted in the slide presentation. 00:01:05.619 -- 00:01:10.606 Additional information about factors that could cause actual results to differ materially 00:01:10.606 -- 00:01:15.793 is contained in Horizon's most recent Form 10-K and its later filings 00:01:15.793 -- 00:01:19.037 with the Securities and Exchange Commission. 00:01:19....