Horizon Bancorp, Inc. (HBNC) Q2 2026 Earnings Call

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WEBVTT 00:00:01.432 -- 00:00:05.055 Good morning, everyone, and welcome to the Horizon Bancorp, Inc. 00:00:05.055 -- 00:00:10.579 conference call to discuss financial results for the second quarter of 2026. 00:00:10.579 -- 00:00:13.261 All participants will be in listen-only mode. 00:00:13.261 -- 00:00:17.345 Should you need assistance, please signal a conference specialist by pressing the star 00:00:17.345 -- 00:00:22.469 key followed by zero. After today's presentation, there will be an opportunity to ask 00:00:22.469 -- 00:00:27.653 questions. To ask a question, you may press star, then one on your touchtone 00:00:27.653 -- 00:00:32.650 phone. To withdraw your question, please press star and then two. 00:00:32.650 -- 00:00:37.792 Now, I will turn the call over to Todd Etzler, Executive Vice President, Corporate 00:00:37.792 -- 00:00:42.013 Secretary, and General Counsel for the opening introduction. 00:00:42.013 -- 00:00:47.175 Good morning and welcome to our conference call to review Horizon's second quarter results. 00:00:47.175 -- 00:00:51.337 Please remember that today's call may contain statements that are forward-looking in 00:00:51.337 -- 00:00:56.116 nature. These statements are subject to risks, uncertainties, and other factors that 00:00:56.116 -- 00:01:00.958 could cause actual results to differ materially from those discussed, including those 00:01:00.958 -- 00:01:03.879 factors noted in the slide presentation. 00:01:03.879 -- 00:01:09.601 Additional information about factors that could cause actual results to differ materially 00:01:09.601 -- 00:01:14.603 is contained in Horizon's most recent Form 10-K and later filings 00:01:14.603 -- 00:01:18.004 with the Securities and Exchange Commission. 00:01:18.004 -- 00:01:23.166 In addition, management may re...