Carol Camille
Analyst, Citizens
Replay available
Heritage Insurance Holdings, Inc. (HRTG) Q4 2025 Earnings Call
Heritage Insurance Holdings, Inc. (NYSE: HRTG) Q4 2025 earnings conference call, held 2026-03-09. Replay captured from the company's public earnings webcast.
Hosted by
Featured presenters
Ernie Garite
Chief Executive Officer
Kirk Lusk
Chief Financial Officer
Mark Hughes
Analyst, Truist Securities
Paul Newsome
Analyst, Piper Sandler
Investor webinar replay
Watch the replay and follow the connected company analysis, news, and investor updates for Heritage Insurance Holdings, Inc..
Replay transcript excerpt
WEBVTT 00:00:00.031 -- 00:00:04.497 Good morning and welcome to the Heritage Insurance Holdings Fourth Quarter and Full Year 00:00:04.497 -- 00:00:09.263 2025 Earnings Conference Call. Please note, today's event is being recorded. 00:00:09.263 -- 00:00:14.310 I would now like to turn the conference over to Kirk Lusk, Chief Financial Officer 00:00:14.310 -- 00:00:18.213 for the company. Please go ahead, sir. 00:00:18.276 -- 00:00:20.699 Good morning and thank you for joining us today. 00:00:20.699 -- 00:00:25.703 We invite you to visit the Investors section of our website, investors.heritagepci.com, 00:00:27.007 -- 00:00:30.254 where the earnings release and our earnings call will be archived. 00:00:30.254 -- 00:00:34.501 These materials are available for replay or review at your convenience. 00:00:34.501 -- 00:00:38.228 Today's call may contain forward-looking statements within the meaning of the Private 00:00:38.228 -- 00:00:43.256 Securities Litigation Reform Act of 1995. These statements are based upon management's 00:00:43.256 -- 00:00:48.265 current expectations and subject to uncertainty and changes in circumstances. 00:00:48.265 -- 00:00:53.053 In our earnings press release and our SEC filings, we detail material risks that may 00:00:53.053 -- 00:00:56.360 cause our future results to differ from our expectations. 00:00:56.360 -- 00:01:00.788 Our statements are as of today, and we have no obligation to update any forward-looking 00:01:00.788 -- 00:01:05.376 statements we may make. For a description of the forward-looking statements and the risks 00:01:05.376 -- 00:01:10.104 that could cause our results to differ materially from those described in the forward-looking 00:01:10.104 -- 00:01:15.193 statements, please refer to our annual report on Form 10-K, earning...