Kirk Lusk
Chief Financial Officer
Replay available
Heritage Insurance Holdings, Inc. (HRTG) Q3 2025 Earnings Call
Heritage Insurance Holdings, Inc. (NYSE: HRTG) Q3 2025 earnings conference call, held 2025-11-06. Replay captured from the company's public earnings webcast.
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Ernie Garite
Chief Executive Officer
Mark Hughes
Analyst, Truist Securities
Carol Chameel
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Replay transcript excerpt
WEBVTT 00:00:00.031 -- 00:00:05.320 Good morning and welcome to the Heritage Insurance Holdings Third Quarter 2025 00:00:05.320 -- 00:00:11.310 Earnings Conference Call. Please note today's event is being recorded. 00:00:11.310 -- 00:00:16.499 I would now like to turn the conference over to Kirk Lusk, Chief 00:00:16.499 -- 00:00:21.187 Financial Officer for the company. Please go ahead. 00:00:21.187 -- 00:00:23.453 Good morning and thank you for joining us today. 00:00:23.453 -- 00:00:28.577 We invite you to visit the investor section of our website, investors.heritagepci.com, 00:00:29.900 -- 00:00:33.204 where the earnings release and our earnings call will be archived. 00:00:33.204 -- 00:00:37.409 These materials are available for replay or review at your convenience. 00:00:37.409 -- 00:00:41.153 Today's call may contain forward-looking statements within the meaning of the Private 00:00:41.153 -- 00:00:46.159 Securities Litigation Reform Act of 1995. These statements are based upon management's 00:00:46.159 -- 00:00:51.044 current expectations and subject to uncertainty and changes in circumstances. 00:00:51.044 -- 00:00:55.908 In our earnings press release and our SEC filings, we detail material risks that may 00:00:55.908 -- 00:00:59.332 cause our future results to differ from our expectations. 00:00:59.332 -- 00:01:03.696 Our statements are as of today, and we have no obligation to update any forward-looking 00:01:03.696 -- 00:01:08.280 statements we may make. For a description of the forward-looking statements and the risks 00:01:08.280 -- 00:01:13.004 that could cause our results to differ materially from those described in the forward-looking 00:01:13.004 -- 00:01:18.169 statements, please refer to our annual report on Form 10-K, earnings release, and 00:01:1...