Ernie Garite
Chief Executive Officer
Replay available
Heritage Insurance Holdings, Inc. (NYSE: HRTG) Q1 2026 earnings conference call, held 2026-05-08. Replay captured from the company's public earnings webcast.

Chief Executive Officer
Analyst, Truist
Analyst, Piper Sandler
Analyst, Caltech
Chief Financial Officer
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WEBVTT 00:00:00.031 -- 00:00:05.156 Good morning and welcome to the Heritage Insurance Holdings First Quarter 2026 00:00:05.156 -- 00:00:10.541 Earnings Conference Call. Please note today's event is being recorded. 00:00:10.541 -- 00:00:14.204 Should you need assistance, please signal a conference specialist by pressing the star 00:00:14.204 -- 00:00:19.209 key followed by zero. After today's presentation, there will be an opportunity to 00:00:19.209 -- 00:00:25.174 ask questions. To ask a question, you may press star, then one on a touch-tone phone. 00:00:25.174 -- 00:00:28.870 To withdraw your question, please press star and then two. 00:00:28.870 -- 00:00:33.998 I would now like to turn the conference over to Kirk Lusk, Chief Financial 00:00:33.998 -- 00:00:37.705 Officer for the company. Please go ahead, sir. 00:00:37.705 -- 00:00:40.129 Good morning, and thank you for joining us today. 00:00:40.129 -- 00:00:45.154 We invite you to visit the Investors section of our website, investors.heritagepci.com, 00:00:46.459 -- 00:00:49.784 where the earnings release and our earnings call will be archived. 00:00:49.784 -- 00:00:53.896 These materials are available for replay or review at your convenience. 00:00:53.896 -- 00:00:57.681 Today's call may contain forward-looking statements within the meaning of the Private 00:00:57.681 -- 00:01:02.688 Securities Litigation Reform Act of 1995. These statements are based upon management's 00:01:02.688 -- 00:01:07.716 current expectations and subject to uncertainty and changes in circumstances. 00:01:07.716 -- 00:01:12.482 In our earnings press release and our SEC filings, we detail material risks that may 00:01:12.482 -- 00:01:15.907 cause our future results to differ from our expectations. 00:01:15.907 -- 00:01:20.273 Our stateme...