Kirk Lusk
Chief Financial Officer
Replay available
Heritage Insurance Holdings, Inc. (NYSE: HRTG) Q2 2026 earnings conference call, held 2026-08-06. Replay captured from the company's public earnings webcast.

Chief Financial Officer
Chief Executive Officer
Analyst, Truist Securities
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WEBVTT 00:00:01.623 -- 00:00:06.707 Good morning and welcome to the Heritage Insurance Holdings Second Quarter 2026 00:00:06.707 -- 00:00:11.290 Earnings Conference Call. Please note today's event is being recorded. 00:00:11.290 -- 00:00:15.893 I would now like to turn the conference over to Kirk Lusk, Chief Financial Officer for 00:00:15.893 -- 00:00:19.895 the company. Sir, please go ahead. 00:00:20.116 -- 00:00:22.538 Good morning and thank you for joining us today. 00:00:22.538 -- 00:00:27.560 We invite you to visit the Investors section of our website, investors.heritagepci.com. 00:00:28.857 -- 00:00:32.159 where the earnings release and our earnings call will be archived. 00:00:32.159 -- 00:00:36.361 These materials are available for replay or review at your convenience. 00:00:36.361 -- 00:00:40.103 Today's call may contain forward-looking statements within the meaning of the Private 00:00:40.103 -- 00:00:43.365 Securities Litigation Reform Act of 1995. 00:00:43.365 -- 00:00:48.027 These statements are based upon management's current expectations and subject to uncertainty 00:00:48.027 -- 00:00:50.108 and changes in circumstances. 00:00:50.108 -- 00:00:54.891 In our earnings press release and our SEC filings, we detail material risks that may 00:00:54.891 -- 00:00:58.293 cause our future results to differ from our expectations. 00:00:58.293 -- 00:01:02.656 Our statements are as of today, and we have no obligation to update any forward-looking 00:01:02.656 -- 00:01:07.239 statements we may make. For a description of the forward-looking statements and the risks 00:01:07.239 -- 00:01:11.963 that could cause our results to differ materially from those described in the forward-looking 00:01:11.963 -- 00:01:17.127 statements, please refer to our annual report on Form...