Brian McDonald
President & CEO
Replay available
Heritage Financial Corporation (HFWA) Q2 2025 Earnings Call
Heritage Financial Corporation (NASDAQ: HFWA) Q2 2025 earnings conference call, held 2025-07-24. Replay captured from the company's public earnings webcast.
Hosted by
Featured presenters
John Henson
Chief Financial Officer
Tony Chalfant
Chief Credit Officer
Jeff Rulis
Analyst, DA Davidson
Adam Cole
Analyst, Piper Sandler (for Matthew Clark)
Liam Coohill
Analyst, Raymond James
Investor webinar replay
Watch the replay and follow the connected company analysis, news, and investor updates for Heritage Financial Corporation.
Replay transcript excerpt
WEBVTT 00:00:00.301 -- 00:00:05.407 everyone and a warm welcome to the Heritage Financial 2025 Q2 Earnings 00:00:05.407 -- 00:00:08.990 Call. My name is Emily and I'll be coordinating your call today. 00:00:08.990 -- 00:00:14.076 After the presentation you'll have the opportunity to ask any questions by pressing start 00:00:14.076 -- 00:00:17.620 followed by the number one on your telephone keypad. 00:00:17.620 -- 00:00:22.245 I would now like to hand the call over to our host Brian McDonald, President, to begin. 00:00:22.245 -- 00:00:24.307 Please go ahead. 00:00:24.307 -- 00:00:28.381 Thank you Emily. Welcome and good morning to everyone who called in. 00:00:28.381 -- 00:00:34.248 For those who may listen later, this is Brian McDonald, CEO of Heritage Financial. 00:00:34.248 -- 00:00:39.254 Attending with me are John Henson, Chief Financial Officer, and Tony Chalfant, Chief 00:00:39.254 -- 00:00:41.036 Credit Officer. 00:00:41.036 -- 00:00:45.822 Our second quarter earnings release went out this morning pre-market, and hopefully you 00:00:45.822 -- 00:00:49.506 have had an opportunity to review it prior to the call. 00:00:49.506 -- 00:00:54.973 We have also posted an updated second quarter investor presentation on the investor relations 00:00:54.973 -- 00:01:00.077 portion of our corporate website, which includes more detail on our deposits, loan 00:01:00.077 -- 00:01:05.203 portfolio, liquidity, and credit quality. We will reference this presentation 00:01:05.203 -- 00:01:07.365 during the call. 00:01:07.365 -- 00:01:12.230 Improving net interest margin and tight controls on non-interest expense growth continue 00:01:12.230 -- 00:01:15.774 to incrementally drive earnings higher in the second quarter. 00:01:15.774 -- 00:01:20.980 On an adjusted basis, earnings per ...