Brian McDonald
President and Chief Executive Officer
Replay available
Heritage Financial Corporation (NASDAQ: HFWA) Q3 2025 earnings conference call, held 2025-10-23. Replay captured from the company's public earnings webcast.

President and Chief Executive Officer
Chief Financial Officer
Chief Credit Officer
Analyst, Piper Sandler
Analyst, Theo Davidson
Analyst, Raymond James
Analyst, Stephens Inc
Watch the replay and follow the connected company analysis, news, and investor updates for Heritage Financial Corporation.
WEBVTT 00:00:01.043 -- 00:00:05.688 Hello everyone and a warm welcome to the Heritage Financial 2025 Q3 00:00:05.688 -- 00:00:09.352 earnings call. My name is Emily and I'll be moderating your call today. 00:00:09.352 -- 00:00:13.797 After the prepared remarks, you'll have the opportunity to ask any questions, which you 00:00:13.797 -- 00:00:18.422 can do so by pressing start followed by the number one on your telephone keypad. 00:00:18.422 -- 00:00:22.447 I would now like to turn the call over to Brian McDonald, President and Chief Executive 00:00:22.447 -- 00:00:25.647 Officer to begin. Please go ahead. 00:00:25.647 -- 00:00:30.175 Thank you, Emily. Welcome and good morning to everyone who called in and those who may 00:00:30.175 -- 00:00:35.163 listen later. This is Brian McDonald, CEO of Heritage Financial. 00:00:35.163 -- 00:00:39.851 Attending with me are Don Hinson, Chief Financial Officer, and Tony Shelfont, Chief Credit 00:00:39.851 -- 00:00:41.273 Officer. 00:00:41.273 -- 00:00:45.881 A third quarter earnings release went out this morning pre-market, and hopefully you 00:00:45.881 -- 00:00:49.576 have had the opportunity to review it prior to the call. 00:00:49.576 -- 00:00:54.481 In addition to the earnings release, we have also posted an updated third quarter investor 00:00:54.481 -- 00:00:59.546 presentation on the investor relations portion of our website, 00:00:59.546 -- 00:01:04.831 which includes more detail on our deposits, loan portfolio, liquidity, 00:01:04.831 -- 00:01:10.036 and credit quality. We will reference this presentation during the call. 00:01:10.036 -- 00:01:14.800 As a reminder, during this call, we may make forward-looking statements, which are subject 00:01:14.800 -- 00:01:19.846 to economic and other factors. Important factors that...