Nat Otis
Chief Executive Officer
Replay available
HCI Group, Inc. (NYSE: HCI) Q4 2025 earnings conference call, held 2026-02-25. Replay captured from the company's public earnings webcast.

Chief Executive Officer
Chief Financial Officer
President and Chief Operating Officer
Analyst, Truist Securities
Analyst, Citizens
Analyst, Oppenheimer
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WEBVTT 00:00:00.031 -- 00:00:03.819 Good afternoon and thank you for standing by today's conference call will begin shortly 00:00:03.819 -- 00:00:09.386 once again thank you for your patience today's conference call will begin shortly. 00:01:25.570 -- 00:01:27.570 Good 00:01:43.950 -- 00:01:48.996 afternoon and welcome to HCI Group's fourth quarter 2025 00:01:48.996 -- 00:01:54.342 earnings call. My name is Tom and I will be your conference operator. 00:01:54.342 -- 00:01:58.567 At this time, all participants will be in a listen-only mode. 00:01:58.567 -- 00:02:02.952 Before we begin today's call, I would like to remind everyone that this conference call 00:02:02.952 -- 00:02:08.599 is being recorded and will be available for replay through March 25, 2026, 00:02:08.599 -- 00:02:13.605 starting later today. The call is also being broadcast live via 00:02:13.605 -- 00:02:19.690 webcast and available via webcast replay until February 25, 2027. 00:02:19.852 -- 00:02:24.855 On the Investor Information section, of HCI Group's website 00:02:24.855 -- 00:02:27.316 at www.hcigroup.com. 00:02:29.581 -- 00:02:33.927 I would now like to turn the call over to Nat Otis, HCI Group. 00:02:33.927 -- 00:02:36.889 Nat, please proceed. 00:02:37.492 -- 00:02:43.500 Thank you, and good afternoon. Welcome to HCI Group's fourth quarter 2025 earnings call. 00:02:43.500 -- 00:02:47.426 To access today's webcast, please visit the investor information section of our corporate 00:02:47.426 -- 00:02:50.347 website at www.hcigroup.com. 00:02:51.211 -- 00:02:54.855 Before we begin, I'd like to take the opportunity to remind our listeners that today's 00:02:54.855 -- 00:02:59.821 presentation and responses to questions may contain forward-looking statements made pursuant 00:02:59.821 -- 00:03:04.266...