HCI Group, Inc. (HCI) Q4 2025 Earnings Call

Investor webinar replay

Replay transcript excerpt

Good afternoon and thank you for standing by today's conference call will begin shortly once again thank you for your patience today's conference call will begin shortly. Good afternoon and welcome to HCI Group's fourth quarter 2025 earnings call. My name is Tom and I will be your conference operator. At this time, all participants will be in a listen-only mode. Before we begin today's call, I would like to remind everyone that this conference call is being recorded and will be available for replay through March 25, 2026, starting later today. The call is also being broadcast live via webcast and available via webcast replay until February 25, 2027. On the Investor Information section, of HCI Group's website at www.hcigroup.com. I would now like to turn the call over to Nat Otis, HCI Group. Nat, please proceed. Thank you, and good afternoon. Welcome to HCI Group's fourth quarter 2025 earnings call. To access today's webcast, please visit the investor information section of our corporate website at www.hcigroup.com. Before we begin, I'd like to take the opportunity to remind our listeners that today's presentation and responses to questions may contain forward-looking statements made pursuant to the Private Securities Litigation Reform Act of 1995. Words such as anticipate, estimate, expect, intend, plan, and project, and other similar words and expressions are intended to signify forward-looking statements. Forward-looking statements are not guarantees of future results and conditions, but rather are subject to various risks and uncertainties. Some of these risks and uncertainties are identified in the company's filings with the Securities and Exchange Commission. Should any risks or uncertainties develop into actual events, these developments could have materially a...