HCI Group, Inc. (HCI) Q1 2026 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:05.139 Good afternoon and welcome to HCI Group's first quarter 2026 00:00:05.139 -- 00:00:10.388 earnings call. My name is Tom and I will be your conference operator. 00:00:10.388 -- 00:00:14.594 At this time, all participants will be in a listen-only mode. 00:00:14.594 -- 00:00:19.462 Before we begin today's call, I would like to remind everyone that this conference call 00:00:19.462 -- 00:00:25.372 is being recorded and will be available for replay through June 6th, 2026, 00:00:25.372 -- 00:00:30.445 starting later today. The call is also being broadcast 00:00:30.445 -- 00:00:37.230 live via webcast and available via webcast replay until May 6, 2027 00:00:37.573 -- 00:00:42.978 on the Investor Information section of HCI Group's website at 00:00:42.978 -- 00:00:44.978 www.hcigroup.com. 00:00:46.602 -- 00:00:51.807 I would now like to turn the call over to Nat Otis, HCI Investor Relations. 00:00:51.807 -- 00:00:54.588 Nat, please proceed. 00:00:55.251 -- 00:01:00.951 Thank you and good afternoon. Welcome to HCI Group's first quarter 2026 earnings call. 00:01:00.951 -- 00:01:05.017 To access today's webcast, please visit the investor information section of our corporate 00:01:05.017 -- 00:01:07.978 website at www.hcigroup.com. 00:01:08.742 -- 00:01:12.428 Before we begin, I'd like to take the opportunity to remind our listeners that today's 00:01:12.428 -- 00:01:17.435 presentation and responses to questions may contain forward-looking statements made pursuant 00:01:17.435 -- 00:01:21.761 to the Private Securities Litigation Reform Act of 1995. 00:01:21.761 -- 00:01:26.903 Words such as anticipate, estimate, expect, intend, plan, and project 00:01:26.903 -- 00:01:31.550 and other similar words and expressions are intended to signify forwar...