Nat Otis
President and Chief Executive Officer
Replay available
HCI Group, Inc. (NYSE: HCI) Q3 2025 earnings conference call, held 2025-11-06. Replay captured from the company's public earnings webcast.

President and Chief Executive Officer
Chief Operating Officer
Analyst, Truist
Analyst, Citizens
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WEBVTT 00:00:00.031 -- 00:00:05.440 Good afternoon and welcome to HCI Group's third quarter 2025 earnings 00:00:05.440 -- 00:00:10.047 call. My name is Ali and I will be your conference operator. 00:00:10.047 -- 00:00:14.054 At this time all participants will be in a listen-only mode. 00:00:14.054 -- 00:00:18.281 Before we begin today's call I would like to remind everyone that this conference call 00:00:18.281 -- 00:00:24.130 is being recorded and will be available for replay through December 6th 2025 00:00:24.130 -- 00:00:26.491 starting later today. 00:00:26.491 -- 00:00:32.058 The call is also being broadcast live via webcast and available via webcast replay 00:00:32.058 -- 00:00:34.902 until November 6th, 2026 00:00:34.902 -- 00:00:41.248 on the investor information section of HCI Group's website at www.hcigroup.com. 00:00:43.393 -- 00:00:47.439 I would now like to turn the call over to Nat Otis, HCI Group. 00:00:47.439 -- 00:00:50.160 Nat, please proceed. 00:00:51.064 -- 00:00:54.841 Thank you and good afternoon. Welcome to HCI Group's third quarter... 00:00:54.841 -- 00:00:59.947 2025 earnings call. To access today's webcast, please visit the investor 00:00:59.947 -- 00:01:04.530 information section of our corporate website at www.hcigroup.com. 00:01:05.834 -- 00:01:09.939 Before we begin, I'd like to take the opportunity to remind our listeners that today's 00:01:09.939 -- 00:01:14.945 presentation and responses to questions may contain forward-looking statements made pursuant 00:01:14.945 -- 00:01:19.010 to the Private Securities Litigation Reform Act of 1995. 00:01:19.010 -- 00:01:24.541 Words such as anticipate, estimate, expect, intend, plan, and project 00:01:24.541 -- 00:01:29.351 And other similar words and expressions are intended to signify forward-l...