Nat Otis
President and Chief Executive Officer
Replay available
HCI Group, Inc. (NYSE: HCI) Q3 2025 earnings conference call, held 2025-11-06. Replay captured from the company's public earnings webcast.

President and Chief Executive Officer
Chief Operating Officer
Analyst, Truist
Analyst, Citizens
Good afternoon and welcome to HCI Group's third quarter 2025 earnings call. My name is Ali and I will be your conference operator. At this time all participants will be in a listen-only mode. Before we begin today's call I would like to remind everyone that this conference call is being recorded and will be available for replay through December 6th 2025 starting later today. The call is also being broadcast live via webcast and available via webcast replay until November 6th, 2026 on the investor information section of HCI Group's website at www.hcigroup.com. I would now like to turn the call over to Nat Otis, HCI Group. Nat, please proceed. Thank you and good afternoon. Welcome to HCI Group's third quarter... 2025 earnings call. To access today's webcast, please visit the investor information section of our corporate website at www.hcigroup.com. Before we begin, I'd like to take the opportunity to remind our listeners that today's presentation and responses to questions may contain forward-looking statements made pursuant to the Private Securities Litigation Reform Act of 1995. Words such as anticipate, estimate, expect, intend, plan, and project And other similar words and expressions are intended to signify forward-looking statements. Forward-looking statements are not guarantees of future results and conditions, but rather are subject to various risks and uncertainties. Some of these risks and uncertainties are identified in the company's filings with the Securities and Exchange Commission. Should any risk or uncertainties develop into actual events, these developments could have material adverse effects on the company's business, financial conditions, and results of operations. HCI Group disclaims all the obligations to update any forward-looking statements. Now...