HCI Group, Inc. (HCI) Q2 2026 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:05.373 Good afternoon and welcome to HCI Group's second quarter 2026 earnings 00:00:05.373 -- 00:00:10.075 call. My name is Ali and I will be your conference operator. 00:00:10.075 -- 00:00:14.277 At this time, all participants will be in a listen-only mode. 00:00:14.277 -- 00:00:18.539 Before we begin today's call, I would like to remind everyone that this conference call 00:00:18.539 -- 00:00:23.581 is being recorded and will be available for replay through August 20th, 00:00:23.581 -- 00:00:27.103 2026, starting later today. 00:00:27.103 -- 00:00:32.288 The call is also being broadcast live via webcast and available via webcast replay until 00:00:32.288 -- 00:00:37.512 August 6, 2027 on the investor information section of HCI 00:00:37.512 -- 00:00:41.373 Group's website at www.hcigroup.com. 00:00:43.237 -- 00:00:49.122 I would now like to turn the call over to Nat Otis, HCI Investor Relations. 00:00:49.122 -- 00:00:51.402 Please proceed. 00:00:51.864 -- 00:00:57.540 Thank you and good afternoon. Welcome to HCI Group's second quarter 2026 earnings call. 00:00:57.540 -- 00:01:01.722 To access today's webcast, please visit the investor information section of our corporate 00:01:01.722 -- 00:01:04.602 website at www.hcigroup.com. 00:01:05.543 -- 00:01:09.025 Before we begin, I'd like to take the opportunity to remind our listeners that today's 00:01:09.025 -- 00:01:13.807 presentation and responses to questions may contain forward-looking statements made pursuant 00:01:13.807 -- 00:01:18.149 to the Private Securities Litigation Reform Act of 1995. 00:01:18.149 -- 00:01:23.504 Words such as anticipate, estimate, Expect, Intend, Plan, and Project, and other similar 00:01:23.504 -- 00:01:27.625 words and expressions are intended to signify fo...