Hagerty, Inc. (HGTY) Q1 2025 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:05.717 Greetings and welcome to the Hagerty first quarter 2025 earnings call. 00:00:05.717 -- 00:00:08.840 At this time, all participants are in a listen-only mode. 00:00:08.840 -- 00:00:12.304 A question and answer session will follow the formal presentation. 00:00:12.304 -- 00:00:15.567 If anyone should require operator assistance, 00:00:15.567 -- 00:00:18.930 please press star zero on your telephone keypad. 00:00:18.930 -- 00:00:21.093 As a reminder, this conference is being recorded. 00:00:21.093 -- 00:00:26.138 It is now my pleasure to introduce Jay Koval, Senior Vice President of Investor 00:00:26.138 -- 00:00:29.259 Relations. Please go ahead. 00:00:29.478 -- 00:00:32.181 Thank you, Operator, and good morning, everyone. 00:00:32.181 -- 00:00:36.225 Thank you all for joining us to discuss Hagerty's results for the first quarter of 2025. 00:00:36.225 -- 00:00:37.867 I'm 00:00:37.867 -- 00:00:42.652 joined this morning by McKeel Hagerty, Chief Executive Officer and Chairman, and Patrick 00:00:42.652 -- 00:00:47.376 McClimat, Chief Financial Officer. During this morning's conference call, we will refer 00:00:47.376 -- 00:00:52.021 to an accompanying presentation that is available on Hagerty's Investor Relations section 00:00:52.021 -- 00:00:55.803 of the company's corporate website at investor.hagerty.com. 00:00:56.123 -- 00:01:01.130 Our earnings release, slides, and letter to stockholders covering this period are also 00:01:01.130 -- 00:01:04.916 posted on the IR website, as well as our 8K filing. 00:01:04.916 -- 00:01:09.963 Today's discussion contains forward-looking statements and non-GAAP financial metrics, 00:01:09.963 -- 00:01:13.629 as described further on slide two of the earnings presentation. 00:01:13.629 -- 00:01:17.495 Fo...