Hagerty, Inc. (HGTY) Q2 2025 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:05.177 we will refer to an accompanying presentation that is available on Hagerty's Investor 00:00:05.177 -- 00:00:10.480 Relations section of the company's corporate website at investor.hagerty.com. 00:00:11.243 -- 00:00:15.768 Our earnings release, slides, and letter to stockholders covering this period are also 00:00:15.768 -- 00:00:20.053 posted on the IR website, as well as our 8K filing. 00:00:20.053 -- 00:00:25.059 Today's discussion contains forward-looking statements and non-GAAP financial metrics, 00:00:25.059 -- 00:00:28.820 as described further on slide two of the earnings presentation. 00:00:28.820 -- 00:00:32.766 Forward-looking statements include statements about our expected future business and 00:00:32.766 -- 00:00:37.713 financial performance and are not promises or guarantees of future performance. 00:00:37.713 -- 00:00:42.240 They are subject to a variety of risks and uncertainties that could cause the actual 00:00:42.240 -- 00:00:46.268 results to differ materially from our expectations. 00:00:46.268 -- 00:00:51.713 For discussion of material risks and important factors that could affect our actual results, 00:00:51.713 -- 00:00:56.417 please refer to those contained in our filings for the SEC, which are also available 00:00:56.417 -- 00:01:00.339 on our investor relations website at sec.gov. 00:01:00.461 -- 00:01:05.505 The appendix of the presentation also contains reconciliations of our non-GAAP metrics 00:01:05.505 -- 00:01:09.869 to the most directly comparable GAAP measures that are further supplemented by this morning's 00:01:09.869 -- 00:01:14.602 8K filing. And with that, I will turn the call over to McKeel. 00:01:14.602 -- 00:01:18.828 Thanks, Jay, and good morning, everyone. We appreciate you taking the tim...