Hagerty, Inc. (HGTY) Q1 2026 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:05.659 Ladies and gentlemen, greetings and welcome to the Hagerty First Quarter 2026 Earnings 00:00:05.659 -- 00:00:11.366 Conference Call. At this time, all participants' lines are in listen-only mode. 00:00:11.366 -- 00:00:15.712 A brief question and answer session will follow the formal presentation. 00:00:15.712 -- 00:00:19.557 If anyone requires operator assistance during the conference call, please signal the 00:00:19.557 -- 00:00:24.103 operator by pressing star, then zero on your telephone keypad. 00:00:24.103 -- 00:00:27.892 As a reminder, this conference is being recorded. 00:00:27.892 -- 00:00:33.240 It is now my pleasure to introduce your host, Jay Kovar, Head of Investor Relations. 00:00:33.240 -- 00:00:35.661 Please go ahead. 00:00:36.805 -- 00:00:39.389 Thank you, Operator, and good morning, everyone. 00:00:39.389 -- 00:00:43.235 And thank you for joining us to discuss Hagerty's results for the first quarter of 2026. 00:00:43.235 -- 00:00:44.978 I'm 00:00:44.978 -- 00:00:50.266 joined this morning by Mikheil Hagerty, Chief Executive Officer and Chairman, and Patrick 00:00:50.266 -- 00:00:53.997 McClymont, Chief Financial Officer. 00:00:53.997 -- 00:00:57.782 During this morning's conference call, we will refer to an accompanying presentation 00:00:57.782 -- 00:01:02.108 that is available on Hagerty's investor relations section of the company's corporate 00:01:02.108 -- 00:01:05.169 website at investor.hagerty.com. 00:01:05.993 -- 00:01:10.579 Our earnings release, slides, and letter to stockholders covering this period are also 00:01:10.579 -- 00:01:15.042 posted on the IR website as well as our 8-K filing. 00:01:15.145 -- 00:01:20.071 Today's discussion contains forward-looking statements and non-GAAP financial metrics 00:...