Hagerty, Inc. (HGTY) Q2 2026 Earnings Call

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WEBVTT 00:00:00.071 -- 00:00:05.734 Hello and welcome to Hagerty's second quarter 2026 earnings call and webcast. 00:00:05.734 -- 00:00:09.656 At this time, all participants are in a listen-only mode. 00:00:09.656 -- 00:00:14.518 After the speaker's presentation, there will be a question and answer session. 00:00:14.518 -- 00:00:19.861 To ask the question during the session, you will need to press star 11 on your telephone. 00:00:19.861 -- 00:00:24.664 You will then hear an automatic message advising your hand is raised. 00:00:24.664 -- 00:00:28.913 To withdraw your question, please press star 11 again. 00:00:28.913 -- 00:00:33.035 I would now like to hand the conference over to Jay Koval, head of investor relations. 00:00:33.035 -- 00:00:35.716 Sir, you may begin. 00:00:36.037 -- 00:00:38.399 Thank you, operator, and good morning, everyone. 00:00:38.399 -- 00:00:42.361 And thank you for joining us to discuss Hagerty's results for the second quarter of 2026. 00:00:42.361 -- 00:00:43.822 I'm 00:00:43.822 -- 00:00:48.544 joined this morning by McKeel Hagerty, chief executive officer and chairman, and Patrick 00:00:48.544 -- 00:00:51.426 McClymont, chief financial officer. 00:00:51.426 -- 00:00:55.348 During this morning's conference call, we will refer to an accompanying presentation 00:00:55.348 -- 00:00:59.263 that is available on Hagerty's investor relations section of the company's corporate 00:00:59.263 -- 00:01:02.123 website at investor.hagerty.com. 00:01:02.945 -- 00:01:08.049 Our earnings release slides and letter to stockholder covering this period are also posted 00:01:08.049 -- 00:01:12.391 on the IR website as well as our 8-K filing. 00:01:12.613 -- 00:01:17.096 Today's discussion contains forward-looking statements and non-GAAP financial metrics 00:01:17....