Evertec, Inc. (EVTC) Q1 2025 Earnings Call

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WEBVTT 00:00:00.115 -- 00:00:05.942 Hello and welcome to the Popular Incorporated First Quarter 2025 Earnings Call. 00:00:05.942 -- 00:00:09.006 My name is Elliot. I'll be your coordinator today. 00:00:09.006 -- 00:00:12.309 If you'd like to register a question during today's event, please press star one on your 00:00:12.309 -- 00:00:14.132 telephone keypad. 00:00:14.132 -- 00:00:17.856 I would like to hand over to Paul Garvillo, Investor Relations Officer. 00:00:17.856 -- 00:00:20.277 Please go ahead. 00:00:21.420 -- 00:00:23.543 Good morning and thank you for joining us. 00:00:23.543 -- 00:00:28.409 With us on the call today is our CEO, Ignacio Alvarez, our President and COO, Javier 00:00:28.409 -- 00:00:34.239 Ferrer, our CFO, Jorge Garcia, and our CRO, Lidio Soriano. 00:00:34.239 -- 00:00:37.884 They'll review our results for the first quarter and then answer your questions. 00:00:37.884 -- 00:00:41.710 Other members of our management team will also be available during the Q&A session. 00:00:41.710 -- 00:00:46.076 Before we begin, I would like to remind you that during today's call, we may make forward-looking 00:00:46.076 -- 00:00:51.144 statements regarding POPULAR, such as projections of revenue, earnings, credit quality, 00:00:51.144 -- 00:00:56.212 expenses, taxes, and capital structure, as well as statements regarding POPULAR's 00:00:56.212 -- 00:01:00.493 plans and objectives. These statements are based on management's current expectations 00:01:00.493 -- 00:01:02.975 and are subject to risks and uncertainties. 00:01:02.975 -- 00:01:06.558 Factors that could cause actual results to differ materially from these forward-looking 00:01:06.558 -- 00:01:10.922 statements are set forth within today's earnings release and our SEC filings. 00:01:10.922 -- 00:01:16....