Evertec, Inc. (EVTC) Q1 2026 Earnings Call

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WEBVTT 00:00:01.212 -- 00:00:06.079 Good afternoon, everyone, and welcome to Evertech's first quarter 2026 earnings conference 00:00:06.079 -- 00:00:08.904 call. Today's conference call is being recorded. 00:00:08.904 -- 00:00:13.631 If it's time, I would like to turn the call over to Lourdes Montes Santiago of Investor 00:00:13.631 -- 00:00:17.053 Relations. Please go ahead. 00:00:17.517 -- 00:00:22.704 Thank you, and good afternoon. With me today are Matt Schuessler, our President 00:00:22.704 -- 00:00:28.229 and Chief Executive Officer, and Carla Cruz-Husino, Chief Financial Officer. 00:00:28.229 -- 00:00:33.776 Before we begin, I would like to remind everyone that this call may contain forward-looking 00:00:33.776 -- 00:00:38.763 statements and should be considered in conjunction with cautionary statements contained 00:00:38.763 -- 00:00:44.090 in our earnings release and the company's most recent periodic SEC report. 00:00:44.090 -- 00:00:49.497 During today's call, management will provide certain information that will constitute 00:00:49.497 -- 00:00:54.644 non-GAAP financial measures under SEC rules, such as constant 00:00:54.644 -- 00:01:00.100 currency revenue, adjusted EBITDA, adjusted net income, and adjusted earnings 00:01:00.100 -- 00:01:05.206 per common share. Reconciliations to gap measures and certain additional 00:01:05.206 -- 00:01:10.312 information are also included in today's earnings release and related 00:01:10.312 -- 00:01:15.578 supplemental slides, which are available in the investor relations section of our company's 00:01:15.578 -- 00:01:18.980 website at www.evertechinc.com. 00:01:20.845 -- 00:01:24.487 I will now hand over the call to Max. 00:01:25.150 -- 00:01:27.005 Thanks, Lloyda, and good afternoon, everyone. 00:01:27.005 -- 00:01:3...