Evertec, Inc. (EVTC) Q3 2025 Earnings Call

Investor webinar replay

Replay transcript excerpt

Good day and welcome to the Evertech third quarter 2025 earnings conference call. All participants will be in a listen only mode. Should you need any assistance please signal a conference specialist by pressing the star key followed by zero. After today's presentation there will be an opportunity to ask questions. To ask a question you may press star then one on your telephone keypad. To withdraw your question please press star then two. Please note this event is being recorded. I would now like to turn the conference over to Lloyda Montes-Santiago, Finance Property and Investor Relations Senior Manager. Please go ahead. Thank you and good afternoon. With me today are Max Schuessler, our President and Chief Executive Officer, Joaquin Castrillo, our Chief Operating Officer, and Carla Cruz-Busino, Chief Financial Officer. Before we begin, I would like to remind everyone that this call may contain forward-looking statements and should be considered in conjunction with cautionary statements contained in our earnings release and the company's most recent periodic SEC report. During today's call, management will provide certain information that will constitute non-GAAP financial measures under SEC rules, such as constant currency revenue, adjusted EBITDA, adjusted net income, and adjusted earnings per common share. Reconciliations to GAAP measures and certain additional information are also included in today's earnings release and related supplemental slides, which are available in the investor relations section of our company's website at www.evertechinc.com. I will now hand over the call to Mac. Thanks, Lloyda, and good afternoon, everyone. Before we dive in, I'd like to have a moment to recognize Lloyda as our new internal point of contact for Investor Relations. In the...