Evertec, Inc. (EVTC) Q3 2025 Earnings Call

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WEBVTT 00:00:01.432 -- 00:00:07.159 Good day and welcome to the Evertech third quarter 2025 earnings conference call. 00:00:07.159 -- 00:00:09.621 All participants will be in a listen only mode. 00:00:09.621 -- 00:00:13.266 Should you need any assistance please signal a conference specialist by pressing the 00:00:13.266 -- 00:00:17.871 star key followed by zero. After today's presentation there will be an opportunity to 00:00:17.871 -- 00:00:22.656 ask questions. To ask a question you may press star then one on your telephone keypad. 00:00:22.656 -- 00:00:25.640 To withdraw your question please press star then two. 00:00:25.640 -- 00:00:28.550 Please note this event is being recorded. 00:00:28.550 -- 00:00:33.174 I would now like to turn the conference over to Lloyda Montes-Santiago, 00:00:33.174 -- 00:00:36.477 Finance Property and Investor Relations Senior Manager. 00:00:36.477 -- 00:00:37.899 Please go ahead. 00:00:37.899 -- 00:00:42.483 Thank you and good afternoon. With me today are Max Schuessler, our President and Chief 00:00:42.483 -- 00:00:47.548 Executive Officer, Joaquin Castrillo, our Chief Operating Officer, and Carla 00:00:47.548 -- 00:00:52.893 Cruz-Busino, Chief Financial Officer. Before we begin, I would like to remind everyone 00:00:52.893 -- 00:00:57.710 that this call may contain forward-looking statements and should be considered in conjunction 00:00:57.710 -- 00:01:02.135 with cautionary statements contained in our earnings release and the company's most recent 00:01:02.135 -- 00:01:07.140 periodic SEC report. During today's call, management will provide certain 00:01:07.140 -- 00:01:12.285 information that will constitute non-GAAP financial measures under SEC rules, 00:01:12.285 -- 00:01:17.831 such as constant currency revenue, adjusted EBITDA...