Evertec, Inc. (EVTC) Q4 2025 Earnings Call

Investor webinar replay

Replay transcript excerpt

Good afternoon, everyone, and welcome to Evertech's fourth quarter and full year 2025 earnings conference call. Today's conference call is being recorded, and at this time, I'd like to turn the floor over to Lloyda Montes-Santiago of Investor Relations. Please go ahead. Thank you and good afternoon. With me today are Max Schuessler, our President and Chief Executive Officer, and Carla Cruz-Husino, Chief Financial Officer. Before we begin, I would like to remind everyone that this call may contain forward-looking statements and should be considered in conjunction with cautionary statements contained in our earnings release and the company's most recent periodic SEC report. During today's call, management will provide certain information that will constitute non-GAAP financial measures under SEC rules, such as constant currency revenue, adjusted EBITDA, adjusted net income, and adjusted earnings per common share. Reconciliations to GAAP measures and certain additional information are also included in today's earnings release and related supplemental slides which are available in the Investors Relations section of our company's website at www.evertechinc.com. I will now hand over the call to Max. Thanks, Lloyda, and good afternoon, everyone. I'm pleased to announce a strong finish to 2025 for Evertech, delivering another year of record revenue with solid execution across our core markets. We continue to execute on our strategy to grow organically, expand our capabilities through M&A, and strengthen our position in the payments and financial services market. In the fourth quarter, we closed the previously announced acquisition of Technobank. And earlier this month, we also announced our plans to further advance our product offering and customer base in Brazil with the ac...