Evertec, Inc. (EVTC) Q4 2025 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:04.383 Good afternoon, everyone, and welcome to Evertech's fourth quarter and full year 2025 00:00:04.383 -- 00:00:09.456 earnings conference call. Today's conference call is being recorded, and at this 00:00:09.456 -- 00:00:15.492 time, I'd like to turn the floor over to Lloyda Montes-Santiago of Investor Relations. 00:00:15.492 -- 00:00:17.913 Please go ahead. 00:00:19.640 -- 00:00:24.568 Thank you and good afternoon. With me today are Max Schuessler, our President and Chief 00:00:24.568 -- 00:00:29.316 Executive Officer, and Carla Cruz-Husino, Chief Financial Officer. 00:00:29.316 -- 00:00:34.404 Before we begin, I would like to remind everyone that this call may contain forward-looking 00:00:34.404 -- 00:00:39.733 statements and should be considered in conjunction with cautionary statements contained 00:00:39.733 -- 00:00:44.513 in our earnings release and the company's most recent periodic SEC report. 00:00:44.513 -- 00:00:49.742 During today's call, management will provide certain information that will constitute 00:00:49.742 -- 00:00:54.851 non-GAAP financial measures under SEC rules, such as constant currency 00:00:54.851 -- 00:00:59.879 revenue, adjusted EBITDA, adjusted net income, and adjusted earnings per common 00:00:59.879 -- 00:01:05.189 share. Reconciliations to GAAP measures and certain additional information are also 00:01:05.189 -- 00:01:10.220 included in today's earnings release and related supplemental slides which 00:01:10.220 -- 00:01:16.785 are available in the Investors Relations section of our company's website at www.evertechinc.com. 00:01:18.608 -- 00:01:21.671 I will now hand over the call to Max. 00:01:21.671 -- 00:01:23.813 Thanks, Lloyda, and good afternoon, everyone. 00:01:23.813 -- 00:01:27.937 I'm pleas...