Equifax, Inc. (EFX) Q4 2025 Earnings Call

Investor webinar replay

Replay transcript excerpt

Good morning and welcome to the Equifax Q4 2025 earnings conference call. At this time, all participants are in a listen-only mode. The question and answer session will follow the formal presentation. If anyone should require operator assistance during the conference, please press star zero on your telephone keypad. Please note this conference is being recorded. I will now turn the conference over to Trevor Burns, SVP of Investor Relations. Thank you. You may begin. Thanks and good morning. Welcome to today's conference call. I'm Trevor Burns. With me today are Mark Begor, Chief Executive Officer, and John Gamble, Chief Financial Officer. Today's call is being recorded, and our recorded recording will be available later today in the IR calendar section of the news and events tab at our investor relations website. During the call, we will make reference to certain materials that can also be found in the presentation section. of the news and events tab at our IR website. These materials are labeled for Q2025 earnings conference call. Also, we're making certain forward-looking statements, including first quarter and full year 2026 guidance to help you understand Equifax and its business environment. These statements involve a number of risks, uncertainties, and other factors that could cause actual results that differ materially from our expectations. certain risk factors may impact our business are set forth in our filings with the SEC, including our 2024 Quorum 10-K and subsequent filings. During this call, we were referring to certain non-GAAP financial measures, including adjusted EPS, adjusted EBITDA, adjusted EBITDA margins, and cash conversion, which are adjusted for certain items that affect the comparability of our underlying operational performance. All refere...