Equifax, Inc. (EFX) Q2 2025 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:05.199 Greetings. Welcome to the second quarter 2025 earnings conference call for Equifax. 00:00:05.199 -- 00:00:07.983 At this time, all participants are in listen-only mode. 00:00:07.983 -- 00:00:11.669 A question and answer session will follow the formal presentation. 00:00:11.669 -- 00:00:15.034 If anyone today should require operator assistance during the conference, please press 00:00:15.034 -- 00:00:20.723 star zero from your telephone keypad. Please note, this conference is being recorded. 00:00:20.723 -- 00:00:24.789 I'll now turn the conference over to Trevor Burns, Senior Vice President, Head of Corporate 00:00:24.789 -- 00:00:28.938 Investor Relations. Thank you. You may now begin. 00:00:28.938 -- 00:00:33.205 Thanks, and good morning. Welcome to today's conference call. 00:00:33.205 -- 00:00:38.233 I'm Trevor Burns. With me today are Mark Begor, Chief Executive Officer, 00:00:38.233 -- 00:00:43.802 and John Gamble, Chief Financial Officer. Today's call is being recorded, 00:00:43.802 -- 00:00:49.291 and our recording will be available later today in the IR calendar section 00:00:49.291 -- 00:00:53.177 of the News and Events tab on our Investor Relations website. 00:00:53.177 -- 00:00:57.768 During the call, we will be making reference to certain materials They can also be found 00:00:57.768 -- 00:01:03.576 in the presentation section of the news and events tab at our IRO website. 00:01:03.576 -- 00:01:08.161 Also, we'll be making certain forward-looking statements, including third quarter and 00:01:08.161 -- 00:01:13.608 four-year 2025 guidance, as well as our long-term financial framework 00:01:13.608 -- 00:01:17.233 to help you understand Equifax and its business environment. 00:01:17.233 -- 00:01:21.458 These statements in...