Equifax, Inc. (EFX) Q2 2026 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:05.054 Greetings and welcome to the Equifax second quarter 2026 earnings call. 00:00:05.054 -- 00:00:08.056 At this time, all participants are in a listen-only mode. 00:00:08.056 -- 00:00:11.958 A question and answer session will follow the formal presentation. 00:00:11.958 -- 00:00:16.140 If anyone should require operator assistance during the conference, please press star 00:00:16.140 -- 00:00:18.762 zero on your telephone keypad. 00:00:18.762 -- 00:00:22.044 As a reminder, this conference is being recorded. 00:00:22.044 -- 00:00:24.925 I'd now like to turn the call over to your host, Mr. 00:00:24.925 -- 00:00:28.600 Trevor Burns, Senior Vice President, Investor Relations. 00:00:28.600 -- 00:00:31.841 Thank you, sir. Please go ahead. 00:00:32.383 -- 00:00:35.785 Thanks, and good morning. Welcome to today's conference call. 00:00:35.785 -- 00:00:41.129 I'm Trevor Burns. With me today are Mark Begor, Chief Executive Officer, and John 00:00:41.129 -- 00:00:46.272 Gamble, Chief Financial Officer. Today's call is being recorded, and an archive 00:00:46.272 -- 00:00:51.396 of the recording will be available later today in the IR calendar section 00:00:51.396 -- 00:00:55.677 of the News and Events tab at our Investor Relations website. 00:00:55.677 -- 00:00:59.679 During the call, we will be making reference to certain materials. 00:00:59.679 -- 00:01:04.682 They can be found in the presentation section of the news and events tab at our IR 00:01:04.682 -- 00:01:08.964 website. These materials are labeled 2Q2026 00:01:08.964 -- 00:01:11.565 earnings conference call. 00:01:11.565 -- 00:01:16.368 Also, we'll be making certain forward-looking statements, including third quarter and 00:01:16.368 -- 00:01:21.871 full year 2026 guidance to help you u...