Equifax, Inc. (EFX) Q3 2025 Earnings Call

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WEBVTT 00:00:01.803 -- 00:00:06.868 Greetings and welcome to the Equifax Inc. Q3 2025 Earnings Conference Call 00:00:06.868 -- 00:00:11.472 and Webcast. At this time, all participants are in listen-only mode. 00:00:11.472 -- 00:00:14.535 A question and answer session will follow the formal presentation. 00:00:14.535 -- 00:00:19.300 You will be placed into question queue at any time by pressing star 1 on your telephone 00:00:19.300 -- 00:00:23.704 keypad, and we ask that you please ask one question, one follow-up, and return to the 00:00:23.704 -- 00:00:28.769 queue. If anyone should require operator assistance, please press star 0 on your telephone 00:00:28.769 -- 00:00:32.149 keypad. As a reminder, this conference is being recorded. 00:00:32.149 -- 00:00:37.194 It's now my pleasure to turn the call over to Trevor Burns, Senior Vice President, 00:00:37.194 -- 00:00:41.917 Head of Corporate Investment Relations. Trevor, please go ahead. 00:00:42.719 -- 00:00:46.283 Thanks, and good morning. Welcome to today's conference call. 00:00:46.283 -- 00:00:51.568 I'm Trevor Burns. With me today are Mark Peacore, Chief Executive Officer, 00:00:51.568 -- 00:00:55.011 and John Gamble, Chief Financial Officer. 00:00:55.011 -- 00:01:00.732 Today's call is being recorded. An archived recording will be available later today in 00:01:00.732 -- 00:01:07.579 the IR calendar section of the news and events tab at our investor relations website. 00:01:08.763 -- 00:01:13.550 During the call, we'll be making reference to certain materials that can be found in 00:01:13.550 -- 00:01:19.258 the presentation section of the news and events tab at our IR website. 00:01:19.258 -- 00:01:24.004 Also, we'll be making certain forward-looking statements, including forward quarter and 00:01:24.004 -- 00:...