Dave Inc. (DAVE) Q1 2025 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:04.417 Good morning, everyone, and thank you for participating in today's conference call to 00:00:04.417 -- 00:00:10.224 discuss Dave's financial results for the first quarter ended March 31st, 2025. 00:00:10.224 -- 00:00:15.230 Joining us today are Dave's CEO, Mr. Jason Wilk, and the company's CFO, 00:00:15.230 -- 00:00:20.657 Mr. Kyle Bauman. By now, everyone should have access to the first quarter 2025 00:00:20.657 -- 00:00:24.282 earnings press release, which was issued this morning. 00:00:24.282 -- 00:00:29.288 The release is available in the Investors Relations section of Dave's website at 00:00:29.288 -- 00:00:32.921 Investors In addition, 00:00:32.921 -- 00:00:37.291 this call will be available for webcast replay on the company's website. 00:00:37.291 -- 00:00:42.439 The following management remarks will open the call to answer your questions. 00:00:42.439 -- 00:00:47.146 Certain comments made during this conference call and webcast are considered forward-looking 00:00:47.146 -- 00:00:52.674 statements under the Private Securities Litigation Reform Act of 1995. 00:00:52.674 -- 00:00:57.782 These forward-looking statements are subject to certain known and 00:00:57.782 -- 00:01:00.666 unknown risks and uncertainties, 00:01:00.666 -- 00:01:05.694 as well as assumptions that could cause actual results to differ materially from those 00:01:05.694 -- 00:01:08.797 reflected in these forward-looking statements. 00:01:08.797 -- 00:01:13.924 These forward-looking statements are also subject to other risks and uncertainties that 00:01:13.924 -- 00:01:18.849 are described from time to time in the company's filings with the SEC. 00:01:18.849 -- 00:01:23.955 Do not place undue reliance on any forward-looking statements which are made only 00:0...