Dave Inc. (DAVE) Q3 2025 Earnings Call

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Replay transcript excerpt

WEBVTT 00:00:00.031 -- 00:00:03.375 Good morning, everyone, and thank you for participating in today's conference call to 00:00:03.375 -- 00:00:09.560 discuss Dave's financial results for the third quarter ended September 30, 2025. 00:00:10.284 -- 00:00:15.510 Joining us today are Dave's CEO, Mr. Jason Wilk, and the company's CFO 00:00:15.510 -- 00:00:20.676 and COO, Mr. Kyle Bielman. By now, everyone should have access to the third quarter 00:00:20.676 -- 00:00:25.242 2025 earnings press release, which was issued this morning. 00:00:25.242 -- 00:00:31.690 The release is available in the investor relations section of Dave's website at investors.dave.com. 00:00:31.734 -- 00:00:36.402 In addition, this call will be available for webcast replay on the company's website. 00:00:36.402 -- 00:00:40.710 Following management remarks, we'll open the call to answer your questions. 00:00:40.710 -- 00:00:44.637 Certain comments made during this conference call and webcast are considered forward-looking 00:00:44.637 -- 00:00:49.525 statements under the private... Securities Litigation Reform Act of 1995. 00:00:49.525 -- 00:00:54.273 These forward-looking statements are subject to certain known and unknown risks and uncertainties, 00:00:54.273 -- 00:00:58.601 as well as assumptions that could cause actual results to differ materially from those 00:00:58.601 -- 00:01:01.105 reflected in these forward-looking statements. 00:01:01.105 -- 00:01:05.071 These forward-looking statements are also subject to other risks and uncertainties that 00:01:05.071 -- 00:01:09.539 are described from time to time in the company's filings with the SEC. 00:01:09.539 -- 00:01:14.165 Do not place undue reliance on any forward-looking statements which are being made only 00:01:14.165 -- 00:01:19.291 as of ...