Dave Inc. (DAVE) Q2 2025 Earnings Call

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WEBVTT 00:00:00.000 -- 00:00:04.400 Good morning, everyone, and thank you for participating in today's conference call to 00:00:04.400 -- 00:00:10.280 discuss Dave's financial results for the second quarter, and the June 30th, 2025. 00:00:10.280 -- 00:00:15.900 Joining us today are Dave's CEO, Mr. Jason Wilk and the company CFO and COO, 00:00:15.900 -- 00:00:21.020 Mr. Kyle Beilman. By now everyone should have access to the second quarter, 2025 00:00:21.020 -- 00:00:24.500 earnings press release, which was issued this morning. 00:00:24.500 -- 00:00:30.860 The release is available in the investor relations section of Dave's website at .dave.com. 00:00:31.740 -- 00:00:36.840 In addition, this call will be available for webcast replay on the company's website. 00:00:36.840 -- 00:00:40.920 Following management remarks will open the call to answer your questions. 00:00:40.920 -- 00:00:44.980 Certain comments made during this conference call and webcasts are considered forward-looking 00:00:44.980 -- 00:00:50.760 statements under the private security litigation reform act of 1995. 00:00:50.760 -- 00:00:55.920 These forward-looking statements are subject to certain known and unknown risks and uncertainties, 00:00:55.920 -- 00:01:00.040 as well as assumptions that could cause actual results to differ materially from those 00:01:00.040 -- 00:01:02.800 reflected in these forward-looking statements. 00:01:02.800 -- 00:01:06.700 These forward-looking statements are also subject to other risks and uncertainties that 00:01:06.700 -- 00:01:10.940 are described from time to time in the company's filings with the SEC. 00:01:10.940 -- 00:01:15.480 Do not place undue reliance on any forward-looking statements, which are being made only 00:01:15.480 -- 00:01:20.600 as of the date of thi...