Commonwealth Bank of Australia (CBA) Q4 2025 Earnings Call

Investor webinar replay

Replay transcript excerpt

Hello and welcome to the Commonwealth Bank of Australia's results briefing for the full year ended 30 June 2025. I'm Melanie Kirk and I'm Head of Investor Relations. Thank you for joining us. For this briefing we will have presentations from our CEO Matt Common with a business update and an overview of the results. Our CFO Alan Docherty will provide details of the financial results. and Matt will then provide an outlook and summary. The presentations will be followed by the opportunity for analysts and investors to ask questions. I'll now hand over to Matt. Thank you, Matt. Thanks very much, Mel, and good morning to everyone. It's good to be with you today to present the bank's full year results. We recognise cost of living remains a challenge for many, and global issues are creating uncertainty. We've been focused on consistent operational execution and investing for the long term. This year, we've chosen to increase lending across all of our key segments with record risk-weighted asset growth of $29 billion and disciplined margin management. Accelerated investment by $300 million in line with our strategic priorities. strengthen our balance sheet and pay a $4.85 sustainable dividend with a fully neutralised reinvestment plan. We've been able to provide our customers with a range of support options, including tailoring more than 139,000 payment arrangements for those most in need. We've helped more than 140,000 households buy a home and have provided support for first home buyers. We've extended our commitment to regional Australia, operating the largest branch and ATM network in the country. Safe and secure banking remains a top priority. Over the past year, we've invested more than $900 million to combat fraud, scams, cyber threats and financial crime to better pr...