AMERISAFE, Inc. (AMSF) Q4 2024 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:04.198 Good day and welcome to the AmeriSafe fourth quarter 2024 earnings call. 00:00:04.198 -- 00:00:08.425 Today's conference is being recorded. At this time, I'd like to turn the conference over 00:00:08.425 -- 00:00:11.650 to Ms. Catherine Shirley. Please go ahead, ma'am. 00:00:11.650 -- 00:00:17.139 Good morning. Welcome to AmeriSafe 2024 fourth quarter investor call. 00:00:17.139 -- 00:00:22.488 If you have not received the earnings release, it is available on our website at AmeriSafe.com. 00:00:22.488 -- 00:00:27.453 This call is being recorded. A replay of today's call will be available. 00:00:27.453 -- 00:00:31.458 Details on how to access the replay are in the earnings release. 00:00:31.458 -- 00:00:34.882 During this call, we will be making forward-looking statements. 00:00:34.882 -- 00:00:39.347 These statements are based on current expectations and assumptions that are subject to 00:00:39.347 -- 00:00:41.750 various risks and uncertainties. 00:00:41.750 -- 00:00:46.816 Actual results may differ materially from the results expressed or implied in these statements. 00:00:46.816 -- 00:00:52.103 If the underlying assumptions prove to be incorrect or as the results of risk, uncertainties, 00:00:52.103 -- 00:00:56.759 and other factors, including factors discussed in the earnings release, in the comments 00:00:56.759 -- 00:01:02.708 made during today's call, and in the risk factor section of our Form 10-K, Form 10-Qs, 00:01:02.708 -- 00:01:06.653 and other reports and filings with the Securities and Exchange Commission. 00:01:06.653 -- 00:01:11.000 We do not undertake any duty to update any forward-looking statements. 00:01:11.000 -- 00:01:16.247 I will now turn the call over to Janelle Frost, AmeriSafe's President and CEO. 00:01:1...