AMERISAFE, Inc. (AMSF) Q2 2025 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:05.097 based on current expectations and assumptions that are subject to various risks 00:00:05.097 -- 00:00:06.880 and uncertainties. 00:00:06.880 -- 00:00:12.246 Actual results may differ materially from the results expressed or implied in these statements 00:00:12.246 -- 00:00:17.833 if the underlying assumptions prove to be incorrect or as the result of risk, uncertainties, 00:00:17.833 -- 00:00:23.200 and other factors, including factors discussed in the earnings release, in the comments 00:00:23.200 -- 00:00:28.343 made during today's call, and in the risk factor section of our Form 10-K, Form 00:00:28.343 -- 00:00:33.749 10-Qs, and other reports and filings with the Securities and Exchange Commission. 00:00:33.749 -- 00:00:38.934 We do not undertake any duty to update any forward-looking statement. 00:00:38.934 -- 00:00:44.958 I will now turn the call over to Janelle Frost, AmeriSafe's President and CEO. 00:00:45.020 -- 00:00:46.821 Thank you, Katherine, and good morning, everyone. 00:00:46.821 -- 00:00:51.886 I am pleased to begin today's call highlighting our continued success in 00:00:51.886 -- 00:00:57.198 growing premiums by increasing policy count exhibiting pricing discipline, 00:00:57.198 -- 00:00:59.642 and strong renewal retention. 00:00:59.642 -- 00:01:04.070 Our risk selection, coupled with working more effectively with our agents, generated 00:01:04.070 -- 00:01:09.419 12.8% growth in voluntary premiums for policies written in the quarter. 00:01:09.419 -- 00:01:14.808 Our enforced policy count grew 3.4% in the quarter, supported by new business 00:01:14.808 -- 00:01:18.074 growth and 93.8% renewal 00:01:18.074 -- 00:01:19.630 retention. 00:01:19.630 -- 00:01:24.094 These accomplishments took place in the competitive ma...